IFSC Code of The Gujarat State Cooperative Bank Limited, Nagrik Sahakari Bank Ltd.,Babra Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, NAGRIK SAHAKARI BANK LTD.,BABRA branch in BABRA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0UBABRA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NAGRIK SAHAKARI BANK LTD.,BABRA branch, and detailed step-by-step guides for using the IFSC GSCB0UBABRA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – NAGRIK SAHAKARI BANK LTD.,BABRA is GSCB0UBABRA. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UBABRA map to this branch in BABRA, GUJARAT.

Branch details at a glance

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Nagrik Sahakari Bank Ltd.,Babra branch — IFSC GSCB0UBABRA — extends the bank's services to customers in and around Babra, Gujarat.

About the Nagrik Sahakari Bank Ltd.,Babra branch

The Nagrik Sahakari Bank Ltd.,Babra branch of The Gujarat State Cooperative Bank Limited is situated at NAGRIK SAHAKARI BANK LTD.,BABRA,TRIVENI,NR.GAYATRI MANDIR,BABRA-365421,DIST.AMRELI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0UBABRA is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's NAGRIK SAHAKARI BANK LTD.,BABRA branch came to be assigned the code GSCB0UBABRA.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UBABRA, money simply cannot be routed to the NAGRIK SAHAKARI BANK LTD.,BABRA branch electronically.

How to transfer money using IFSC GSCB0UBABRA

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UBABRA across all three.

NEFT to The Gujarat State Cooperative Bank Limited, NAGRIK SAHAKARI BANK LTD.,BABRA using IFSC GSCB0UBABRA

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0UBABRA, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – NAGRIK SAHAKARI BANK LTD.,BABRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NAGRIK SAHAKARI BANK LTD.,BABRA

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's NAGRIK SAHAKARI BANK LTD.,BABRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0UBABRA while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited NAGRIK SAHAKARI BANK LTD.,BABRA (IFSC GSCB0UBABRA)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0UBABRA in your mobile or internet banking app, and the money is credited to the NAGRIK SAHAKARI BANK LTD.,BABRA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UBABRA for The Gujarat State Cooperative Bank Limited – NAGRIK SAHAKARI BANK LTD.,BABRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nagrik Sahakari Bank Ltd.,Babra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0UBABRA

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – NAGRIK SAHAKARI BANK LTD.,BABRA is still mapped to IFSC GSCB0UBABRA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UBABRA and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Nagrik Sahakari Bank Ltd.,Babra branch is mapped to IFSC GSCB0UBABRA on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UBABRA.

Products and services

Customers walking into the Nagrik Sahakari Bank Ltd.,Babra branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UBABRA

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0UBABRA and the account number together uniquely identify the Nagrik Sahakari Bank Ltd.,Babra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Nagrik Sahakari Bank Ltd.,Babra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0UBABRA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC GSCB0UBABRA

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – NAGRIK SAHAKARI BANK LTD.,BABRA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UBABRA.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Nagrik Sahakari Bank Ltd.,Babra branch sits at NAGRIK SAHAKARI BANK LTD.,BABRA,TRIVENI,NR.GAYATRI MANDIR,BABRA-365421,DIST.AMRELI. If you are travelling from outside Babra, search for the branch on a maps application using the bank name and locality, or call 2791-233481 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UBABRA and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0UBABRA for The Gujarat State Cooperative Bank Limited – NAGRIK SAHAKARI BANK LTD.,BABRA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Nagrik Sahakari Bank Ltd.,Babra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0UBABRA continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0UBABRA belongs to The Gujarat State Cooperative Bank Limited's NAGRIK SAHAKARI BANK LTD.,BABRA branch, located at NAGRIK SAHAKARI BANK LTD.,BABRA,TRIVENI,NR.GAYATRI… in BABRA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.