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15th May
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    IFSC Code of The Gujarat State Cooperative Bank Limited, The Kheda District Central Co Op Bank Ltd Ashi Branch, Gujarat

    IFSC code GSCB0KDC058 - The Gujarat State Cooperative Bank Limited, The Kheda District Central Co Op Bank Ltd Ashi Branch, Ashi, Gujarat. Use it for NEFT, RTGS

    If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ASHI branch in ASHI, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0KDC058. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

    You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ASHI branch, and detailed step-by-step guides for using the IFSC GSCB0KDC058 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

    The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

    The IFSC for The Gujarat State Cooperative Bank Limited – THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ASHI is GSCB0KDC058. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KDC058 map to this branch in ASHI, GUJARAT.

    Branch details at a glance

    Bank NameThe Gujarat State Cooperative Bank Limited
    BranchThe Kheda District Central Co Op Bank Ltd Ashi
    IFSC CodeGSCB0KDC058
    MICR CodeRefer to cheque leaf
    Branch AddressNR BHAGOL
    CityAshi
    DistrictAnand
    StateGujarat
    Phone7046995057

    About the bank

    The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Kheda District Central Co Op Bank Ltd Ashi branch in Ashi, Gujarat is part of this network and uses the IFSC code GSCB0KDC058 for all electronic settlement.

    About this branch

    The branch is located at NR BHAGOL. It serves the Ashi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0KDC058 is used to identify this branch on the RBI payments network.

    The role of IFSC in India's payments network

    India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ASHI branch came to be assigned the code GSCB0KDC058.

    Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0KDC058, money simply cannot be routed to the THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ASHI branch electronically.

    How to transfer money using IFSC GSCB0KDC058

    Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0KDC058 across all three.

    How to use IFSC GSCB0KDC058 for an NEFT transfer

    NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ASHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

    1. Log in to your internet banking or mobile banking app.
    2. Choose Add Beneficiary and select NEFT / Other Bank.
    3. Enter the beneficiary name, account number and the IFSC GSCB0KDC058.
    4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ASHI.
    5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

    RTGS transfers via IFSC GSCB0KDC058

    RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ASHI, ensure your bank's portal accepts IFSC GSCB0KDC058 while registering the beneficiary. RTGS is also available 24x7.

    Send money instantly through IMPS

    For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ASHI, use IMPS. With IFSC GSCB0KDC058 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

    NEFT vs RTGS vs IMPS — which one should you use?

    All three modes accept the IFSC GSCB0KDC058 for The Gujarat State Cooperative Bank Limited – THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ASHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

    ParameterNEFTRTGSIMPS
    Minimum amount₹1₹2,00,000₹1
    Maximum amountNo RBI capNo RBI cap₹5,00,000
    SettlementHalf-hourly batchesReal-timeReal-time
    Availability24x724x724x7
    Best forRoutine transfersHigh-value transfersUrgent small / mid transfers
    IFSC requiredYes – GSCB0KDC058Yes – GSCB0KDC058Yes – GSCB0KDC058

    For most retail customers crediting the The Kheda District Central Co Op Bank Ltd Ashi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

    UPI payments and IFSC GSCB0KDC058

    UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ASHI is still mapped to IFSC GSCB0KDC058. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

    If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0KDC058 and the beneficiary's account number to complete the transfer.

    Products and account variants supported

    Every account opened at the The Kheda District Central Co Op Bank Ltd Ashi branch is mapped to IFSC GSCB0KDC058 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

    • Resident savings accounts and salary accounts
    • Current accounts for businesses and professionals
    • Fixed deposits, recurring deposits and tax-saver deposits
    • Demand drafts, banker's cheques and pay orders
    • Retail loans — personal, vehicle, education, gold and home
    • Credit cards and overdraft facilities (subject to eligibility)
    • Third-party investment products such as mutual funds and insurance (through tie-ups)

    Whichever product you choose, the IFSC for incoming credits remains GSCB0KDC058.

    Products and services

    Customers walking into the The Kheda District Central Co Op Bank Ltd Ashi branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

    • Account opening – savings, current, NRI, salary
    • Term deposits and recurring deposits
    • Retail and small-business loans
    • Insurance and mutual-fund tie-ups
    • Locker, safe deposit and ATM card services
    • Online and mobile banking activation
    • Electronic transfers via IFSC GSCB0KDC058

    MICR & cheque-truncation details

    Cheques drawn on the The Kheda District Central Co Op Bank Ltd Ashi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0KDC058 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

    Digital banking channels

    Most day-to-day work that customers used to do at the The Kheda District Central Co Op Bank Ltd Ashi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0KDC058 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

    Common mistakes to avoid when using IFSC GSCB0KDC058

    An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ASHI, double-check for these issues:

    • Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
    • Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0KDC058.
    • Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
    • Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
    • Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

    How to reach the The Kheda District Central Co Op Bank Ltd Ashi branch

    The branch is located at NR BHAGOL, which puts it inside Ashi, the broader Anand district, and the state of Gujarat. To plan your visit:

    1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Kheda District Central Co Op Bank Ltd Ashi branch” — the verified location pin for IFSC GSCB0KDC058 should appear at the top of the results.
    2. Confirm the branch is open by calling 7046995057 before stepping out, especially around public holidays.
    3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

    Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0KDC058 and your account number.

    Verifying IFSC GSCB0KDC058 from official sources

    The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0KDC058 by:

    • Looking at the cheque leaf – IFSC is printed near the MICR band.
    • Opening the passbook's first page.
    • Calling the branch directly on 7046995057.
    • Visiting the bank's official branch locator page.

    Working hours

    Branch counters at The Kheda District Central Co Op Bank Ltd Ashi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0KDC058 continue to work without interruption.

    Branch address & contact

    The Gujarat State Cooperative Bank Limited
    The Kheda District Central Co Op Bank Ltd Ashi Branch
    NR BHAGOL
    Ashi, Gujarat
    Phone: 7046995057
    IFSC: GSCB0KDC058

    Frequently asked questions

    What is the difference between IFSC and MICR code?

    IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Kheda District Central Co Op Bank Ltd Ashi branch but serve different purposes.

    Is IFSC GSCB0KDC058 the same for all accounts at The Kheda District Central Co Op Bank Ltd Ashi branch?

    Yes. The IFSC GSCB0KDC058 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Kheda District Central Co Op Bank Ltd Ashi branch. Only the account number changes from customer to customer.

    How do I add The Gujarat State Cooperative Bank Limited The Kheda District Central Co Op Bank Ltd Ashi as a beneficiary?

    Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0KDC058, and complete OTP verification. Once activated, you can transfer funds at any time.

    Is IFSC GSCB0KDC058 valid for NEFT and RTGS?

    Yes. IFSC GSCB0KDC058 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.

    Can I use IFSC GSCB0KDC058 for IMPS transfers?

    Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0KDC058 to send funds instantly.

    How quickly will an NEFT transfer using GSCB0KDC058 be credited?

    NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – The Kheda District Central Co Op Bank Ltd Ashi reflect within 30 minutes.

    What is the phone number of The Gujarat State Cooperative Bank Limited The Kheda District Central Co Op Bank Ltd Ashi branch?

    You can reach the branch at 7046995057 during regular banking hours.

    Where is The Gujarat State Cooperative Bank Limited The Kheda District Central Co Op Bank Ltd Ashi branch located?

    The Gujarat State Cooperative Bank Limited's The Kheda District Central Co Op Bank Ltd Ashi branch is located at NR BHAGOL, Ashi, Gujarat.

    Final notes

    To recap: GSCB0KDC058 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ASHI branch, in ASHI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.

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