IFSC Code of The Gujarat State Cooperative Bank Limited, The Anand Mercantile Co.Op.Bank Ltd. Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE ANAND MERCANTILE CO.OP.BANK LTD. branch in ANAND, GUJARAT. The branch's IFSC code GSCB0UAMCBL is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE ANAND MERCANTILE CO.OP.BANK LTD. is GSCB0UAMCBL. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UAMCBL map to this branch in ANAND, GUJARAT.

Branch details at a glance

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Anand Mercantile Co.Op.Bank Ltd. branch in Anand, Gujarat is part of this network and uses the IFSC code GSCB0UAMCBL for all electronic settlement.

About the The Anand Mercantile Co.Op.Bank Ltd. branch

The The Anand Mercantile Co.Op.Bank Ltd. branch of The Gujarat State Cooperative Bank Limited is situated at MERCANTILE, MAHARSHI DAYANAND MARG,ANAND-388001,DIST.ANAND. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0UAMCBL is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE ANAND MERCANTILE CO.OP.BANK LTD. branch came to be assigned the code GSCB0UAMCBL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UAMCBL, money simply cannot be routed to the THE ANAND MERCANTILE CO.OP.BANK LTD. branch electronically.

How to transfer money using IFSC GSCB0UAMCBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UAMCBL across all three.

How to use IFSC GSCB0UAMCBL for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE ANAND MERCANTILE CO.OP.BANK LTD. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0UAMCBL.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE ANAND MERCANTILE CO.OP.BANK LTD..
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0UAMCBL

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE ANAND MERCANTILE CO.OP.BANK LTD., ensure your bank's portal accepts IFSC GSCB0UAMCBL while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE ANAND MERCANTILE CO.OP.BANK LTD., use IMPS. With IFSC GSCB0UAMCBL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UAMCBL for The Gujarat State Cooperative Bank Limited – THE ANAND MERCANTILE CO.OP.BANK LTD., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Anand Mercantile Co.Op.Bank Ltd. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0UAMCBL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE ANAND MERCANTILE CO.OP.BANK LTD. is still mapped to IFSC GSCB0UAMCBL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UAMCBL and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Anand Mercantile Co.Op.Bank Ltd. branch is mapped to IFSC GSCB0UAMCBL on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UAMCBL.

Products and services

Customers walking into the The Anand Mercantile Co.Op.Bank Ltd. branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UAMCBL

MICR & cheque-truncation details

Cheques drawn on the The Anand Mercantile Co.Op.Bank Ltd. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0UAMCBL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC GSCB0UAMCBL

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE ANAND MERCANTILE CO.OP.BANK LTD. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0UAMCBL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC GSCB0UAMCBL

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE ANAND MERCANTILE CO.OP.BANK LTD., double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UAMCBL.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Anand Mercantile Co.Op.Bank Ltd. branch

The branch is located at MERCANTILE, MAHARSHI DAYANAND MARG,ANAND-388001,DIST.ANAND, which puts it inside Anand, the broader Anand district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Anand Mercantile Co.Op.Bank Ltd. branch” — the verified location pin for IFSC GSCB0UAMCBL should appear at the top of the results.
2. Confirm the branch is open by calling 2692-242812 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0UAMCBL and your account number.

Verifying IFSC GSCB0UAMCBL from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UAMCBL by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2692-242812.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Anand Mercantile Co.Op.Bank Ltd. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0UAMCBL continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0UAMCBL belongs to The Gujarat State Cooperative Bank Limited's THE ANAND MERCANTILE CO.OP.BANK LTD. branch, located at MERCANTILE, MAHARSHI DAYANAND MARG,ANAND-388001,DIST.ANAND in ANAND, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.