IFSC Code of The Gujarat State Cooperative Bank Limited, The Bhavnagar District Co Operative Bank Ltd Ambla Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD AMBLA branch in AMBALA, GUJARAT. The branch's IFSC code GSCB0BVN088 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD AMBLA is GSCB0BVN088. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BVN088 map to this branch in AMBALA, GUJARAT.

Branch details at a glance

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Bhavnagar District Co Operative Bank Ltd Ambla branch in Ambala. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0BVN088.

The Bhavnagar District Co Operative Bank Ltd Ambla branch overview

Located at TO AMBLA TA SIHOR DIST BHAVNAGAR, the The Bhavnagar District Co Operative Bank Ltd Ambla branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0BVN088 is required for all interbank electronic transfers routed through this branch.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD AMBLA of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0BVN088 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0BVN088 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC GSCB0BVN088

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0BVN088 across all three.

How to use IFSC GSCB0BVN088 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD AMBLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0BVN088.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD AMBLA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0BVN088

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD AMBLA, ensure your bank's portal accepts IFSC GSCB0BVN088 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD AMBLA, use IMPS. With IFSC GSCB0BVN088 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0BVN088 for The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD AMBLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Bhavnagar District Co Operative Bank Ltd Ambla branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD AMBLA branch, the IFSC GSCB0BVN088 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Bhavnagar District Co Operative Bank Ltd Ambla branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD AMBLA, the IFSC GSCB0BVN088 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Bhavnagar District Co Operative Bank Ltd Ambla branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0BVN088

MICR & cheque-truncation details

Cheques drawn on the The Bhavnagar District Co Operative Bank Ltd Ambla branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0BVN088 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Bhavnagar District Co Operative Bank Ltd Ambla branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0BVN088 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD AMBLA:

• The IFSC is exactly GSCB0BVN088 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD AMBLA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Bhavnagar District Co Operative Bank Ltd Ambla branch sits at TO AMBLA TA SIHOR DIST BHAVNAGAR. If you are travelling from outside Ambala, search for the branch on a maps application using the bank name and locality, or call 6358329490 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0BVN088 and your account number.

Verifying IFSC GSCB0BVN088 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0BVN088 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 6358329490.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Bhavnagar District Co Operative Bank Ltd Ambla branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0BVN088, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0BVN088 belongs to The Gujarat State Cooperative Bank Limited's THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD AMBLA branch, located at TO AMBLA TA SIHOR DIST BHAVNAGAR in AMBALA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.