Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE UNITED CO-OPERATIVE BANK LTD branch in AHMEDABAD, GUJARAT. The branch's IFSC code GSCB0UUCOBL is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Gujarat State Cooperative Bank Limited – THE UNITED CO-OPERATIVE BANK LTD is GSCB0UUCOBL. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UUCOBL map to this branch in AHMEDABAD, GUJARAT.
Bank profile
The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The United Co-Operative Bank Ltd branch — IFSC GSCB0UUCOBL — extends the bank's services to customers in and around Ahmedabad, Gujarat.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The United Co-Operative Bank Ltd |
| IFSC Code | GSCB0UUCOBL |
| MICR Code | Refer to cheque leaf |
| Branch Address | MANIBHADRA AVENUE,SHYAMPRASAD MUKHERJEE BRIDGE CORNER,VEJALPUR,AHMEDABAD 380 051 |
| City | Ahmedabad |
| District | Ahmadabad |
| State | Gujarat |
| STD Code | 79 |
| Phone | 26761599 |
About the The United Co-Operative Bank Ltd branch
The The United Co-Operative Bank Ltd branch of The Gujarat State Cooperative Bank Limited is situated at MANIBHADRA AVENUE,SHYAMPRASAD MUKHERJEE BRIDGE CORNER,VEJALPUR,AHMEDABAD 380 051. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0UUCOBL is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE UNITED CO-OPERATIVE BANK LTD branch came to be assigned the code GSCB0UUCOBL.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UUCOBL, money simply cannot be routed to the THE UNITED CO-OPERATIVE BANK LTD branch electronically.
Products and account variants supported
Every account opened at the The United Co-Operative Bank Ltd branch is mapped to IFSC GSCB0UUCOBL on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0UUCOBL.
Products and services
Customers walking into the The United Co-Operative Bank Ltd branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC GSCB0UUCOBL
How to transfer money using IFSC GSCB0UUCOBL
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UUCOBL across all three.
NEFT to The Gujarat State Cooperative Bank Limited, THE UNITED CO-OPERATIVE BANK LTD using IFSC GSCB0UUCOBL
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0UUCOBL, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE UNITED CO-OPERATIVE BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE UNITED CO-OPERATIVE BANK LTD
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE UNITED CO-OPERATIVE BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0UUCOBL while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE UNITED CO-OPERATIVE BANK LTD, use IMPS. With IFSC GSCB0UUCOBL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0UUCOBL for The Gujarat State Cooperative Bank Limited – THE UNITED CO-OPERATIVE BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0UUCOBL | Yes – GSCB0UUCOBL | Yes – GSCB0UUCOBL |
For most retail customers crediting the The United Co-Operative Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE UNITED CO-OPERATIVE BANK LTD branch, the IFSC GSCB0UUCOBL is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the The United Co-Operative Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0UUCOBL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the The United Co-Operative Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0UUCOBL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC GSCB0UUCOBL
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE UNITED CO-OPERATIVE BANK LTD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0UUCOBL. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The The United Co-Operative Bank Ltd branch sits at MANIBHADRA AVENUE,SHYAMPRASAD MUKHERJEE BRIDGE CORNER,VEJALPUR,AHMEDABAD 380 051. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-26761599 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UUCOBL and your account number.
Verifying IFSC GSCB0UUCOBL from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UUCOBL by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 79-26761599.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at The United Co-Operative Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0UUCOBL continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe United Co-Operative Bank Ltd Branch
MANIBHADRA AVENUE,SHYAMPRASAD MUKHERJEE BRIDGE CORNER,VEJALPUR,AHMEDABAD 380 051
Ahmedabad, Gujarat
Phone: 79-26761599
IFSC: GSCB0UUCOBL
Frequently asked questions
What is the phone number of The Gujarat State Cooperative Bank Limited The United Co-Operative Bank Ltd branch?
You can reach the branch at 79-26761599 during regular banking hours.
Is IFSC GSCB0UUCOBL the same for all accounts at The United Co-Operative Bank Ltd branch?
Yes. The IFSC GSCB0UUCOBL is shared by every account held at The Gujarat State Cooperative Bank Limited's The United Co-Operative Bank Ltd branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using GSCB0UUCOBL be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – The United Co-Operative Bank Ltd reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The United Co-Operative Bank Ltd branch but serve different purposes.
Does The Gujarat State Cooperative Bank Limited The United Co-Operative Bank Ltd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 79-26761599 to confirm.
Is IFSC GSCB0UUCOBL valid for NEFT and RTGS?
Yes. IFSC GSCB0UUCOBL is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is The Gujarat State Cooperative Bank Limited The United Co-Operative Bank Ltd branch located?
The Gujarat State Cooperative Bank Limited's The United Co-Operative Bank Ltd branch is located at MANIBHADRA AVENUE,SHYAMPRASAD MUKHERJEE BRIDGE CORNER,VEJALPUR,AHMEDABAD 380 051, Ahmedabad, Gujarat.
What is the IFSC code of The Gujarat State Cooperative Bank Limited The United Co-Operative Bank Ltd branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, The United Co-Operative Bank Ltd branch is GSCB0UUCOBL. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code GSCB0UUCOBL belongs to The Gujarat State Cooperative Bank Limited's THE UNITED CO-OPERATIVE BANK LTD branch, located at MANIBHADRA AVENUE,SHYAMPRASAD MUKHERJEE BRIDGE CORNER,VEJALPUR,AHMEDABAD 380 051 in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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