IFSC Code of The Gujarat State Cooperative Bank Limited, The Saurashtra Co Op Bank Ltd Thakkarbapa Nagar Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR branch in AHMEDABAD, GUJARAT. The branch's IFSC code GSCB0USAU02 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0USAU02 is the IFSC of The Gujarat State Cooperative Bank Limited's THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR branch. The format is fixed: GSCB = bank code, 0 = reserved, USAU02 = branch identifier.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Saurashtra Co Op Bank Ltd Thakkarbapa Nagar branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0USAU02.

Branch details at a glance

The Saurashtra Co Op Bank Ltd Thakkarbapa Nagar branch overview

Located at SHIVAM COMPLEX NR MAHADEV MALL THAKKARBAPA NAGAR, the The Saurashtra Co Op Bank Ltd Thakkarbapa Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0USAU02 is required for all interbank electronic transfers routed through this branch.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0USAU02 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0USAU02 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the The Saurashtra Co Op Bank Ltd Thakkarbapa Nagar branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR, the IFSC GSCB0USAU02 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Saurashtra Co Op Bank Ltd Thakkarbapa Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-22705288.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0USAU02

How to transfer money using IFSC GSCB0USAU02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0USAU02 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR using IFSC GSCB0USAU02

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0USAU02, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0USAU02

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR, ensure your bank's portal accepts IFSC GSCB0USAU02 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR (IFSC GSCB0USAU02)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0USAU02 in your mobile or internet banking app, and the money is credited to the THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Saurashtra Co Op Bank Ltd Thakkarbapa Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0USAU02:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR is still linked to IFSC GSCB0USAU02.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0USAU02

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR is still mapped to IFSC GSCB0USAU02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0USAU02 and the beneficiary's account number to complete the transfer.

Online banking and IFSC GSCB0USAU02

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0USAU02 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Saurashtra Co Op Bank Ltd Thakkarbapa Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0USAU02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR:

• The IFSC is exactly GSCB0USAU02 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Saurashtra Co Op Bank Ltd Thakkarbapa Nagar branch

The branch is located at SHIVAM COMPLEX NR MAHADEV MALL THAKKARBAPA NAGAR, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Saurashtra Co Op Bank Ltd Thakkarbapa Nagar branch” — the verified location pin for IFSC GSCB0USAU02 should appear at the top of the results.
2. Confirm the branch is open by calling 79-22705288 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0USAU02 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0USAU02 for The Gujarat State Cooperative Bank Limited – THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Saurashtra Co Op Bank Ltd Thakkarbapa Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0USAU02 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0USAU02 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE SAURASHTRA CO OP BANK LTD THAKKARBAPA NAGAR branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.