IFSC Code of The Gujarat State Cooperative Bank Limited, The Sarangpur Co Op Bank Ltd Maskati Market Narol Isanpur Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE SARANGPUR CO OP BANK LTD MASKATI MARKET NAROL ISANPUR branch in AHMEDABAD. The 11-digit IFSC GSCB0UTSC02 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE SARANGPUR CO OP BANK LTD MASKATI MARKET NAROL ISANPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE SARANGPUR CO OP BANK LTD MASKATI MARKET NAROL ISANPUR is GSCB0UTSC02. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UTSC02 map to this branch in AHMEDABAD, GUJARAT.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Sarangpur Co Op Bank Ltd Maskati Market Narol Isanpur branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code GSCB0UTSC02 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at A11 RADHE KISHAN BUSINESS PARK OPP HP PETROL PUMP NAROL ISANPUR HIGHWAY. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0UTSC02 is used to identify this branch on the RBI payments network.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE SARANGPUR CO OP BANK LTD MASKATI MARKET NAROL ISANPUR of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0UTSC02 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0UTSC02 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Sarangpur Co Op Bank Ltd Maskati Market Narol Isanpur branch is mapped to IFSC GSCB0UTSC02 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UTSC02.

Banking services available

The The Sarangpur Co Op Bank Ltd Maskati Market Narol Isanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-29602960.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0UTSC02

How to transfer money using IFSC GSCB0UTSC02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UTSC02 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE SARANGPUR CO OP BANK LTD MASKATI MARKET NAROL ISANPUR using IFSC GSCB0UTSC02

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0UTSC02, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE SARANGPUR CO OP BANK LTD MASKATI MARKET NAROL ISANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0UTSC02

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE SARANGPUR CO OP BANK LTD MASKATI MARKET NAROL ISANPUR, ensure your bank's portal accepts IFSC GSCB0UTSC02 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE SARANGPUR CO OP BANK LTD MASKATI MARKET NAROL ISANPUR, use IMPS. With IFSC GSCB0UTSC02 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UTSC02 for The Gujarat State Cooperative Bank Limited – THE SARANGPUR CO OP BANK LTD MASKATI MARKET NAROL ISANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Sarangpur Co Op Bank Ltd Maskati Market Narol Isanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE SARANGPUR CO OP BANK LTD MASKATI MARKET NAROL ISANPUR branch, the IFSC GSCB0UTSC02 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the The Sarangpur Co Op Bank Ltd Maskati Market Narol Isanpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0UTSC02 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0UTSC02 and the account number together uniquely identify the The Sarangpur Co Op Bank Ltd Maskati Market Narol Isanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE SARANGPUR CO OP BANK LTD MASKATI MARKET NAROL ISANPUR:

• The IFSC is exactly GSCB0UTSC02 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE SARANGPUR CO OP BANK LTD MASKATI MARKET NAROL ISANPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Sarangpur Co Op Bank Ltd Maskati Market Narol Isanpur branch sits at A11 RADHE KISHAN BUSINESS PARK OPP HP PETROL PUMP NAROL ISANPUR HIGHWAY. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-29602960 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UTSC02 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0UTSC02 for The Gujarat State Cooperative Bank Limited – THE SARANGPUR CO OP BANK LTD MASKATI MARKET NAROL ISANPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Sarangpur Co Op Bank Ltd Maskati Market Narol Isanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0UTSC02 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0UTSC02 belongs to The Gujarat State Cooperative Bank Limited's THE SARANGPUR CO OP BANK LTD MASKATI MARKET NAROL ISANPUR branch, located at A11 RADHE KISHAN BUSINESS PARK OPP HP PETROL PUMP NAROL ISANPUR HIGHWAY in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.