IFSC Code of The Gujarat State Cooperative Bank Limited, The Naroda Nagrik Cooperative Bank Ltd Naranpura Branch Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0UNNC05. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0UNNC05 for The Gujarat State Cooperative Bank Limited – THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH is GSCB0UNNC05. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UNNC05 map to this branch in AHMEDABAD, GUJARAT.

Branch details at a glance

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Naroda Nagrik Cooperative Bank Ltd Naranpura Branch branch — IFSC GSCB0UNNC05 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

The Naroda Nagrik Cooperative Bank Ltd Naranpura Branch branch overview

Located at C 2,BLUE HAVEN COMPELX, 7,SHANTINIKETAN PARK SOCIETY, SARDAR PATEL COLONY ROAD, NARANPURA, 380013, the The Naroda Nagrik Cooperative Bank Ltd Naranpura Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0UNNC05 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH branch came to be assigned the code GSCB0UNNC05.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UNNC05, money simply cannot be routed to the THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH branch electronically.

How to transfer money using IFSC GSCB0UNNC05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UNNC05 across all three.

How to use IFSC GSCB0UNNC05 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0UNNC05.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0UNNC05

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH, ensure your bank's portal accepts IFSC GSCB0UNNC05 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH (IFSC GSCB0UNNC05)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0UNNC05 in your mobile or internet banking app, and the money is credited to the THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UNNC05 for The Gujarat State Cooperative Bank Limited – THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Naroda Nagrik Cooperative Bank Ltd Naranpura Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH branch, the IFSC GSCB0UNNC05 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Naroda Nagrik Cooperative Bank Ltd Naranpura Branch branch is mapped to IFSC GSCB0UNNC05 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UNNC05.

Products and services

Customers walking into the The Naroda Nagrik Cooperative Bank Ltd Naranpura Branch branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UNNC05

MICR & cheque-truncation details

Cheques drawn on the The Naroda Nagrik Cooperative Bank Ltd Naranpura Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0UNNC05 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Naroda Nagrik Cooperative Bank Ltd Naranpura Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0UNNC05 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC GSCB0UNNC05

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UNNC05.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Naroda Nagrik Cooperative Bank Ltd Naranpura Branch branch

The branch is located at C 2,BLUE HAVEN COMPELX, 7,SHANTINIKETAN PARK SOCIETY, SARDAR PATEL COLONY ROAD, NARANPURA, 380013, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Naroda Nagrik Cooperative Bank Ltd Naranpura Branch branch” — the verified location pin for IFSC GSCB0UNNC05 should appear at the top of the results.
2. Confirm the branch is open by calling 79-27681851 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0UNNC05 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0UNNC05 for The Gujarat State Cooperative Bank Limited – THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Naroda Nagrik Cooperative Bank Ltd Naranpura Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0UNNC05, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0UNNC05 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE NARODA NAGRIK COOPERATIVE BANK LTD NARANPURA BRANCH branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.