IFSC Code of The Gujarat State Cooperative Bank Limited, The Cooperative Bank of Mehsana Ltd Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE COOPERATIVE BANK OF MEHSANA LTD branch in AHMEDABAD, GUJARAT. The branch's IFSC code GSCB0UCOBML is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE COOPERATIVE BANK OF MEHSANA LTD branch, the IFSC GSCB0UCOBML breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and UCOBML identifies this particular branch.

Branch details at a glance

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Cooperative Bank of Mehsana Ltd branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code GSCB0UCOBML for all electronic settlement.

About the The Cooperative Bank of Mehsana Ltd branch

The The Cooperative Bank of Mehsana Ltd branch of The Gujarat State Cooperative Bank Limited is situated at THE CO.OPERATIVE BANK OF MEHSANA LTD.RAJMAHEL ROAD,MEHSANA384001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0UCOBML is used.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE COOPERATIVE BANK OF MEHSANA LTD of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0UCOBML is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0UCOBML the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC GSCB0UCOBML

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UCOBML across all three.

How to use IFSC GSCB0UCOBML for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE COOPERATIVE BANK OF MEHSANA LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0UCOBML.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE COOPERATIVE BANK OF MEHSANA LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE COOPERATIVE BANK OF MEHSANA LTD

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE COOPERATIVE BANK OF MEHSANA LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0UCOBML while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE COOPERATIVE BANK OF MEHSANA LTD, use IMPS. With IFSC GSCB0UCOBML and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Cooperative Bank of Mehsana Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0UCOBML:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE COOPERATIVE BANK OF MEHSANA LTD is still linked to IFSC GSCB0UCOBML.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0UCOBML

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE COOPERATIVE BANK OF MEHSANA LTD is still mapped to IFSC GSCB0UCOBML. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UCOBML and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Cooperative Bank of Mehsana Ltd branch is mapped to IFSC GSCB0UCOBML on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UCOBML.

Banking services available

The The Cooperative Bank of Mehsana Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2762-221211.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0UCOBML

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0UCOBML and the account number together uniquely identify the The Cooperative Bank of Mehsana Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC GSCB0UCOBML

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE COOPERATIVE BANK OF MEHSANA LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0UCOBML is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC GSCB0UCOBML

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE COOPERATIVE BANK OF MEHSANA LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UCOBML.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Cooperative Bank of Mehsana Ltd branch sits at THE CO.OPERATIVE BANK OF MEHSANA LTD.RAJMAHEL ROAD,MEHSANA384001. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 2762-221211 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UCOBML and your account number.

Verifying IFSC GSCB0UCOBML from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UCOBML by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2762-221211.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Cooperative Bank of Mehsana Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0UCOBML continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0UCOBML belongs to The Gujarat State Cooperative Bank Limited's THE COOPERATIVE BANK OF MEHSANA LTD branch, located at THE CO.OPERATIVE BANK OF MEHSANA LTD.RAJMAHEL ROAD,MEHSANA384001 in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.