IFSC Code of The Gujarat State Cooperative Bank Limited, The Bavla Nagrik Sahakari Bank Ltd Science City Road Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD branch in AHMEDABAD. The 11-digit IFSC GSCB0BNSB05 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD branch, the IFSC GSCB0BNSB05 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and BNSB05 identifies this particular branch.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Bavla Nagrik Sahakari Bank Ltd Science City Road branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code GSCB0BNSB05 for all electronic settlement.

Branch details at a glance

About the The Bavla Nagrik Sahakari Bank Ltd Science City Road branch

The The Bavla Nagrik Sahakari Bank Ltd Science City Road branch of The Gujarat State Cooperative Bank Limited is situated at OPP.HETARTH PARTY PLOT,SCIENCE CITY ROAD,SOLA 380060. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0BNSB05 is used.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0BNSB05 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0BNSB05 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Bavla Nagrik Sahakari Bank Ltd Science City Road branch is mapped to IFSC GSCB0BNSB05 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0BNSB05.

Banking services available

The The Bavla Nagrik Sahakari Bank Ltd Science City Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-29708100.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0BNSB05

How to transfer money using IFSC GSCB0BNSB05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0BNSB05 across all three.

How to use IFSC GSCB0BNSB05 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0BNSB05.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0BNSB05 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD, use IMPS. With IFSC GSCB0BNSB05 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Bavla Nagrik Sahakari Bank Ltd Science City Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0BNSB05:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD is still linked to IFSC GSCB0BNSB05.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD branch, the IFSC GSCB0BNSB05 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC GSCB0BNSB05

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0BNSB05 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Bavla Nagrik Sahakari Bank Ltd Science City Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0BNSB05 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD:

• The IFSC is exactly GSCB0BNSB05 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Bavla Nagrik Sahakari Bank Ltd Science City Road branch

The branch is located at OPP.HETARTH PARTY PLOT,SCIENCE CITY ROAD,SOLA 380060, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Bavla Nagrik Sahakari Bank Ltd Science City Road branch” — the verified location pin for IFSC GSCB0BNSB05 should appear at the top of the results.
2. Confirm the branch is open by calling 79-29708100 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0BNSB05 and your account number.

Verifying IFSC GSCB0BNSB05 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0BNSB05 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-29708100.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Bavla Nagrik Sahakari Bank Ltd Science City Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0BNSB05 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0BNSB05 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE BAVLA NAGRIK SAHAKARI BANK LTD SCIENCE CITY ROAD branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.