Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0ADC215. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0ADC215 for The Gujarat State Cooperative Bank Limited – THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Gujarat State Cooperative Bank Limited – THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER is GSCB0ADC215. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters ADC215 map to this branch in AHMEDABAD, GUJARAT.
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code GSCB0ADC215 for all electronic settlement.
About the The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch
The The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch of The Gujarat State Cooperative Bank Limited is situated at KARNAVATI AGRICULTURE MARKET YARD COMERCIAL COMPLAX BLOCK B GROUND FLOOR SHOP NO 25 ROPDA CHAR RASTA VATVA VINZOL RING ROAD TA DASKROI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0ADC215 is used.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter |
| IFSC Code | GSCB0ADC215 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KARNAVATI AGRICULTURE MARKET YARD COMERCIAL COMPLAX BLOCK B GROUND FLOOR SHOP NO 25 ROPDA CHAR RASTA VATVA VINZOL RING ROAD TA DASKROI |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| Phone | 9998865029 |
Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0ADC215 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0ADC215 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0ADC215 and the account number together uniquely identify the The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC GSCB0ADC215
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0ADC215 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER using IFSC GSCB0ADC215
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0ADC215, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0ADC215 while initiating the transfer and the credit will appear within minutes.
IMPS to The Gujarat State Cooperative Bank Limited THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER (IFSC GSCB0ADC215)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0ADC215 in your mobile or internet banking app, and the money is credited to the THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0ADC215:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER is still linked to IFSC GSCB0ADC215.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC GSCB0ADC215
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER is still mapped to IFSC GSCB0ADC215. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0ADC215 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch is mapped to IFSC GSCB0ADC215 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0ADC215.
Banking services available
The The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9998865029.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0ADC215
Digital banking channels
Most day-to-day work that customers used to do at the The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0ADC215 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch
The branch is located at KARNAVATI AGRICULTURE MARKET YARD COMERCIAL COMPLAX BLOCK B GROUND FLOOR SHOP NO 25 ROPDA CHAR RASTA VATVA VINZOL RING ROAD TA DASKROI, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch” — the verified location pin for IFSC GSCB0ADC215 should appear at the top of the results.
- Confirm the branch is open by calling 9998865029 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0ADC215 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER:
- The IFSC is exactly GSCB0ADC215 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0ADC215, however, work 24x7.
Verifying IFSC GSCB0ADC215 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0ADC215 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9998865029.
- Visiting the bank's official branch locator page.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter Branch
KARNAVATI AGRICULTURE MARKET YARD COMERCIAL COMPLAX BLOCK B GROUND FLOOR SHOP NO 25 ROPDA CHAR RASTA VATVA VINZOL RING ROAD TA DASKROI
Ahmedabad, Gujarat
Phone: 9998865029
IFSC: GSCB0ADC215
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch but serve different purposes.
What is the phone number of The Gujarat State Cooperative Bank Limited The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch?
You can reach the branch at 9998865029 during regular banking hours.
What is the IFSC code of The Gujarat State Cooperative Bank Limited The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch is GSCB0ADC215. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC GSCB0ADC215 valid for NEFT and RTGS?
Yes. IFSC GSCB0ADC215 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does The Gujarat State Cooperative Bank Limited The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9998865029 to confirm.
How quickly will an NEFT transfer using GSCB0ADC215 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – The Ahmedabad District Coperative Bank Ltd - Karnavati Agri Market Yard Extension Counter reflect within 30 minutes.
Can I use IFSC GSCB0ADC215 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0ADC215 to send funds instantly.
Final notes
To recap: GSCB0ADC215 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE AHMEDABAD DISTRICT COPERATIVE BANK LTD - KARNAVATI AGRI MARKET YARD EXTENSION COUNTER branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


