IFSC Code of The Gujarat State Cooperative Bank Limited, Shree Lodra Nagrik Sahkari Bank Ltd Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, SHREE LODRA NAGRIK SAHKARI BANK LTD branch in AHMEDABAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0ULNSBL. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHREE LODRA NAGRIK SAHKARI BANK LTD branch, and detailed step-by-step guides for using the IFSC GSCB0ULNSBL across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – SHREE LODRA NAGRIK SAHKARI BANK LTD is GSCB0ULNSBL. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters ULNSBL map to this branch in AHMEDABAD, GUJARAT.

Branch details at a glance

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shree Lodra Nagrik Sahkari Bank Ltd branch — IFSC GSCB0ULNSBL — extends the bank's services to customers in and around Ahmedabad, Gujarat.

About this branch

The branch is located at SHREE LODRA NAGRIK SAHKARI BANK LTD.LODRA 382 835, TA.MANSA, DIST.GANDHINAGAR. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0ULNSBL is used to identify this branch on the RBI payments network.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHREE LODRA NAGRIK SAHKARI BANK LTD of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0ULNSBL is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0ULNSBL the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC GSCB0ULNSBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0ULNSBL across all three.

NEFT to The Gujarat State Cooperative Bank Limited, SHREE LODRA NAGRIK SAHKARI BANK LTD using IFSC GSCB0ULNSBL

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0ULNSBL, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – SHREE LODRA NAGRIK SAHKARI BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHREE LODRA NAGRIK SAHKARI BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's SHREE LODRA NAGRIK SAHKARI BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0ULNSBL while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited SHREE LODRA NAGRIK SAHKARI BANK LTD (IFSC GSCB0ULNSBL)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0ULNSBL in your mobile or internet banking app, and the money is credited to the SHREE LODRA NAGRIK SAHKARI BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shree Lodra Nagrik Sahkari Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0ULNSBL:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHREE LODRA NAGRIK SAHKARI BANK LTD is still linked to IFSC GSCB0ULNSBL.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0ULNSBL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – SHREE LODRA NAGRIK SAHKARI BANK LTD is still mapped to IFSC GSCB0ULNSBL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0ULNSBL and the beneficiary's account number to complete the transfer.

Account types you can open at the Shree Lodra Nagrik Sahkari Bank Ltd branch

Once you have an account at The Gujarat State Cooperative Bank Limited – SHREE LODRA NAGRIK SAHKARI BANK LTD, the IFSC GSCB0ULNSBL stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Shree Lodra Nagrik Sahkari Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2763-285173.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0ULNSBL

MICR & cheque-truncation details

Cheques drawn on the Shree Lodra Nagrik Sahkari Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0ULNSBL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Shree Lodra Nagrik Sahkari Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0ULNSBL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC GSCB0ULNSBL

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – SHREE LODRA NAGRIK SAHKARI BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0ULNSBL.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Shree Lodra Nagrik Sahkari Bank Ltd branch sits at SHREE LODRA NAGRIK SAHKARI BANK LTD.LODRA 382 835, TA.MANSA, DIST.GANDHINAGAR. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 2763-285173 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0ULNSBL and your account number.

Verifying IFSC GSCB0ULNSBL from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0ULNSBL by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2763-285173.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Shree Lodra Nagrik Sahkari Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0ULNSBL continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0ULNSBL belongs to The Gujarat State Cooperative Bank Limited's SHREE LODRA NAGRIK SAHKARI BANK LTD branch, located at SHREE LODRA NAGRIK SAHKARI BANK LTD.LODRA 382 835, TA.MANSA, DIST.GANDHINAGAR in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.