IFSC Code of The Gujarat State Cooperative Bank Limited, Saraspur Nagarik Coopbank Ltd Nava Naroda Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's SARASPUR NAGARIK COOPBANK LTD NAVA NARODA branch in AHMEDABAD, GUJARAT. The branch's IFSC code GSCB0USNC07 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0USNC07 is the IFSC of The Gujarat State Cooperative Bank Limited's SARASPUR NAGARIK COOPBANK LTD NAVA NARODA branch. The format is fixed: GSCB = bank code, 0 = reserved, USNC07 = branch identifier.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Saraspur Nagarik Coopbank Ltd Nava Naroda branch — IFSC GSCB0USNC07 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

Branch details at a glance

About the Saraspur Nagarik Coopbank Ltd Nava Naroda branch

The Saraspur Nagarik Coopbank Ltd Nava Naroda branch of The Gujarat State Cooperative Bank Limited is situated at 108 111 1ST FLOORSHREE RAM RESIDENCYOPP NILKHANT MAHADEVSARDAR PATEL CHOWK NAVA NARODA ROAD AHMEDABAD382330. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0USNC07 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's SARASPUR NAGARIK COOPBANK LTD NAVA NARODA branch came to be assigned the code GSCB0USNC07.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0USNC07, money simply cannot be routed to the SARASPUR NAGARIK COOPBANK LTD NAVA NARODA branch electronically.

Account types you can open at the Saraspur Nagarik Coopbank Ltd Nava Naroda branch

Once you have an account at The Gujarat State Cooperative Bank Limited – SARASPUR NAGARIK COOPBANK LTD NAVA NARODA, the IFSC GSCB0USNC07 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Saraspur Nagarik Coopbank Ltd Nava Naroda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-26461630.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0USNC07

How to transfer money using IFSC GSCB0USNC07

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0USNC07 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, SARASPUR NAGARIK COOPBANK LTD NAVA NARODA using IFSC GSCB0USNC07

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0USNC07, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – SARASPUR NAGARIK COOPBANK LTD NAVA NARODA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SARASPUR NAGARIK COOPBANK LTD NAVA NARODA

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's SARASPUR NAGARIK COOPBANK LTD NAVA NARODA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0USNC07 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited SARASPUR NAGARIK COOPBANK LTD NAVA NARODA (IFSC GSCB0USNC07)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0USNC07 in your mobile or internet banking app, and the money is credited to the SARASPUR NAGARIK COOPBANK LTD NAVA NARODA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Saraspur Nagarik Coopbank Ltd Nava Naroda

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0USNC07:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SARASPUR NAGARIK COOPBANK LTD NAVA NARODA is still linked to IFSC GSCB0USNC07.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0USNC07

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – SARASPUR NAGARIK COOPBANK LTD NAVA NARODA is still mapped to IFSC GSCB0USNC07. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0USNC07 and the beneficiary's account number to complete the transfer.

Online banking and IFSC GSCB0USNC07

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SARASPUR NAGARIK COOPBANK LTD NAVA NARODA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0USNC07 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0USNC07 and the account number together uniquely identify the Saraspur Nagarik Coopbank Ltd Nava Naroda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – SARASPUR NAGARIK COOPBANK LTD NAVA NARODA:

• The IFSC is exactly GSCB0USNC07 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and SARASPUR NAGARIK COOPBANK LTD NAVA NARODA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Saraspur Nagarik Coopbank Ltd Nava Naroda branch sits at 108 111 1ST FLOORSHREE RAM RESIDENCYOPP NILKHANT MAHADEVSARDAR PATEL CHOWK NAVA NARODA ROAD AHMEDABAD382330. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-26461630 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0USNC07 and your account number.

Verifying IFSC GSCB0USNC07 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0USNC07 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-26461630.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Saraspur Nagarik Coopbank Ltd Nava Naroda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0USNC07 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0USNC07 is the IFSC code of The Gujarat State Cooperative Bank Limited, SARASPUR NAGARIK COOPBANK LTD NAVA NARODA branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.