IFSC Code of The Gujarat State Cooperative Bank Limited, Saraspur Nagarik Coopbank Ltd Amraiwadi Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, SARASPUR NAGARIK COOPBANK LTD AMRAIWADI branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0USNC09. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0USNC09 for The Gujarat State Cooperative Bank Limited – SARASPUR NAGARIK COOPBANK LTD AMRAIWADI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's SARASPUR NAGARIK COOPBANK LTD AMRAIWADI branch, the IFSC GSCB0USNC09 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and USNC09 identifies this particular branch.

Branch details at a glance

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Saraspur Nagarik Coopbank Ltd Amraiwadi branch — IFSC GSCB0USNC09 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

Saraspur Nagarik Coopbank Ltd Amraiwadi branch overview

Located at 2912 NAVO B8 VASOPP NEW MUNICIPAL SCHOOL AMRAIWADI AHMEDABAD380026, the Saraspur Nagarik Coopbank Ltd Amraiwadi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0USNC09 is required for all interbank electronic transfers routed through this branch.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SARASPUR NAGARIK COOPBANK LTD AMRAIWADI of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0USNC09 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0USNC09 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC GSCB0USNC09

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0USNC09 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, SARASPUR NAGARIK COOPBANK LTD AMRAIWADI using IFSC GSCB0USNC09

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0USNC09, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – SARASPUR NAGARIK COOPBANK LTD AMRAIWADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SARASPUR NAGARIK COOPBANK LTD AMRAIWADI

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's SARASPUR NAGARIK COOPBANK LTD AMRAIWADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0USNC09 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited SARASPUR NAGARIK COOPBANK LTD AMRAIWADI (IFSC GSCB0USNC09)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0USNC09 in your mobile or internet banking app, and the money is credited to the SARASPUR NAGARIK COOPBANK LTD AMRAIWADI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Saraspur Nagarik Coopbank Ltd Amraiwadi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0USNC09:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SARASPUR NAGARIK COOPBANK LTD AMRAIWADI is still linked to IFSC GSCB0USNC09.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0USNC09

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – SARASPUR NAGARIK COOPBANK LTD AMRAIWADI is still mapped to IFSC GSCB0USNC09. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0USNC09 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Saraspur Nagarik Coopbank Ltd Amraiwadi branch is mapped to IFSC GSCB0USNC09 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0USNC09.

Products and services

Customers walking into the Saraspur Nagarik Coopbank Ltd Amraiwadi branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0USNC09

MICR & cheque-truncation details

Cheques drawn on the Saraspur Nagarik Coopbank Ltd Amraiwadi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0USNC09 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC GSCB0USNC09

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SARASPUR NAGARIK COOPBANK LTD AMRAIWADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0USNC09 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – SARASPUR NAGARIK COOPBANK LTD AMRAIWADI:

• The IFSC is exactly GSCB0USNC09 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and SARASPUR NAGARIK COOPBANK LTD AMRAIWADI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Saraspur Nagarik Coopbank Ltd Amraiwadi branch sits at 2912 NAVO B8 VASOPP NEW MUNICIPAL SCHOOL AMRAIWADI AHMEDABAD380026. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-26461630 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0USNC09 and your account number.

Verifying IFSC GSCB0USNC09 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0USNC09 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-26461630.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Saraspur Nagarik Coopbank Ltd Amraiwadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0USNC09 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0USNC09 is the IFSC code of The Gujarat State Cooperative Bank Limited, SARASPUR NAGARIK COOPBANK LTD AMRAIWADI branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.