IFSC Code of The Gujarat State Cooperative Bank Limited, Kankaria Maninagar Nagrik Sahakari Bank Ltd Vatva Branch Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD VATVA BRANCH branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0KMNB02. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0KMNB02 for The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD VATVA BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD VATVA BRANCH branch, the IFSC GSCB0KMNB02 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and KMNB02 identifies this particular branch.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kankaria Maninagar Nagrik Sahakari Bank Ltd Vatva Branch branch — IFSC GSCB0KMNB02 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

Kankaria Maninagar Nagrik Sahakari Bank Ltd Vatva Branch branch overview

Located at SHOP NO-06,07,GROUND FLOOR,SAFFRON BUSINESS PARK,JASHODANAGAR CROSS ROAD,VATVA,AHMEDABAD-382445, the Kankaria Maninagar Nagrik Sahakari Bank Ltd Vatva Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0KMNB02 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD VATVA BRANCH of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0KMNB02 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0KMNB02 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0KMNB02 and the account number together uniquely identify the Kankaria Maninagar Nagrik Sahakari Bank Ltd Vatva Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC GSCB0KMNB02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0KMNB02 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD VATVA BRANCH using IFSC GSCB0KMNB02

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0KMNB02, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD VATVA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0KMNB02

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD VATVA BRANCH, ensure your bank's portal accepts IFSC GSCB0KMNB02 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD VATVA BRANCH (IFSC GSCB0KMNB02)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0KMNB02 in your mobile or internet banking app, and the money is credited to the KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD VATVA BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0KMNB02 for The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD VATVA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kankaria Maninagar Nagrik Sahakari Bank Ltd Vatva Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD VATVA BRANCH branch, the IFSC GSCB0KMNB02 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Kankaria Maninagar Nagrik Sahakari Bank Ltd Vatva Branch branch

Once you have an account at The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD VATVA BRANCH, the IFSC GSCB0KMNB02 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kankaria Maninagar Nagrik Sahakari Bank Ltd Vatva Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-25834314.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0KMNB02

Digital banking channels

Most day-to-day work that customers used to do at the Kankaria Maninagar Nagrik Sahakari Bank Ltd Vatva Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0KMNB02 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Kankaria Maninagar Nagrik Sahakari Bank Ltd Vatva Branch branch sits at SHOP NO-06,07,GROUND FLOOR,SAFFRON BUSINESS PARK,JASHODANAGAR CROSS ROAD,VATVA,AHMEDABAD-382445. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-25834314 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0KMNB02 and your account number.

Common mistakes to avoid when using IFSC GSCB0KMNB02

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD VATVA BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0KMNB02.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kankaria Maninagar Nagrik Sahakari Bank Ltd Vatva Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0KMNB02, however, work 24x7.

Verifying IFSC GSCB0KMNB02 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0KMNB02 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-25834314.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0KMNB02 belongs to The Gujarat State Cooperative Bank Limited's KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD VATVA BRANCH branch, located at SHOP NO-06,07,GROUND FLOOR,SAFFRON BUSINESS PARK,JASHODANAGAR CROSS… in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.