IFSC Code of The Gujarat State Cooperative Bank Limited, Kankaria Maninagar Nagrik Sahakari Bank Ltd Shela Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD SHELA branch in AHMEDABAD, GUJARAT. The branch's IFSC code GSCB0KMNB11 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD SHELA is GSCB0KMNB11. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KMNB11 map to this branch in AHMEDABAD, GUJARAT.

Branch details at a glance

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kankaria Maninagar Nagrik Sahakari Bank Ltd Shela branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code GSCB0KMNB11 for all electronic settlement.

Kankaria Maninagar Nagrik Sahakari Bank Ltd Shela branch overview

Located at UNIT 1 GROUND FLOOR KAVISHA AMARA BUILDING NEAR AUDA AUDITORIUM VIP ROAD SHELA AHMEDABAD 380058, the Kankaria Maninagar Nagrik Sahakari Bank Ltd Shela branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0KMNB11 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD SHELA branch came to be assigned the code GSCB0KMNB11.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0KMNB11, money simply cannot be routed to the KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD SHELA branch electronically.

How to transfer money using IFSC GSCB0KMNB11

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0KMNB11 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD SHELA using IFSC GSCB0KMNB11

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0KMNB11, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD SHELA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0KMNB11

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD SHELA, ensure your bank's portal accepts IFSC GSCB0KMNB11 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD SHELA, use IMPS. With IFSC GSCB0KMNB11 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0KMNB11 for The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD SHELA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kankaria Maninagar Nagrik Sahakari Bank Ltd Shela branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0KMNB11

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD SHELA is still mapped to IFSC GSCB0KMNB11. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0KMNB11 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Kankaria Maninagar Nagrik Sahakari Bank Ltd Shela branch is mapped to IFSC GSCB0KMNB11 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0KMNB11.

Banking services available

The Kankaria Maninagar Nagrik Sahakari Bank Ltd Shela branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9213001830.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0KMNB11

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0KMNB11 and the account number together uniquely identify the Kankaria Maninagar Nagrik Sahakari Bank Ltd Shela branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Kankaria Maninagar Nagrik Sahakari Bank Ltd Shela branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0KMNB11 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD SHELA:

• The IFSC is exactly GSCB0KMNB11 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD SHELA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Kankaria Maninagar Nagrik Sahakari Bank Ltd Shela branch sits at UNIT 1 GROUND FLOOR KAVISHA AMARA BUILDING NEAR AUDA AUDITORIUM VIP ROAD SHELA AHMEDABAD 380058. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 9213001830 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0KMNB11 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0KMNB11 for The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD SHELA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kankaria Maninagar Nagrik Sahakari Bank Ltd Shela branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0KMNB11, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0KMNB11 is the IFSC code of The Gujarat State Cooperative Bank Limited, KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD SHELA branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.