IFSC Code of The Gujarat State Cooperative Bank Limited, Kankaria Maninagar Nagrik Sahakari Bank Ltd Elisbridge Branch Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD ELISBRIDGE BRANCH branch in AHMEDABAD, GUJARAT. The branch's IFSC code GSCB0KMNB03 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD ELISBRIDGE BRANCH is GSCB0KMNB03. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KMNB03 map to this branch in AHMEDABAD, GUJARAT.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Kankaria Maninagar Nagrik Sahakari Bank Ltd Elisbridge Branch branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0KMNB03.

Branch details at a glance

Kankaria Maninagar Nagrik Sahakari Bank Ltd Elisbridge Branch branch overview

Located at GROUND FLOOR 4 ,MAHAKANT BUILDING ,OPP VADILAL HOSPITAL,ASHRAM ROAD ,AHMEDABAD-380006, the Kankaria Maninagar Nagrik Sahakari Bank Ltd Elisbridge Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0KMNB03 is required for all interbank electronic transfers routed through this branch.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD ELISBRIDGE BRANCH of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0KMNB03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0KMNB03 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Kankaria Maninagar Nagrik Sahakari Bank Ltd Elisbridge Branch branch is mapped to IFSC GSCB0KMNB03 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0KMNB03.

Products and services

Customers walking into the Kankaria Maninagar Nagrik Sahakari Bank Ltd Elisbridge Branch branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0KMNB03

How to transfer money using IFSC GSCB0KMNB03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0KMNB03 across all three.

How to use IFSC GSCB0KMNB03 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD ELISBRIDGE BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0KMNB03.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD ELISBRIDGE BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD ELISBRIDGE BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD ELISBRIDGE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0KMNB03 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD ELISBRIDGE BRANCH, use IMPS. With IFSC GSCB0KMNB03 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Kankaria Maninagar Nagrik Sahakari Bank Ltd Elisbridge Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0KMNB03:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD ELISBRIDGE BRANCH is still linked to IFSC GSCB0KMNB03.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD ELISBRIDGE BRANCH branch, the IFSC GSCB0KMNB03 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC GSCB0KMNB03

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD ELISBRIDGE BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0KMNB03 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0KMNB03 and the account number together uniquely identify the Kankaria Maninagar Nagrik Sahakari Bank Ltd Elisbridge Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC GSCB0KMNB03

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD ELISBRIDGE BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0KMNB03.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Kankaria Maninagar Nagrik Sahakari Bank Ltd Elisbridge Branch branch

The branch is located at GROUND FLOOR 4 ,MAHAKANT BUILDING ,OPP VADILAL HOSPITAL,ASHRAM ROAD ,AHMEDABAD-380006, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Kankaria Maninagar Nagrik Sahakari Bank Ltd Elisbridge Branch branch” — the verified location pin for IFSC GSCB0KMNB03 should appear at the top of the results.
2. Confirm the branch is open by calling 79-26577370 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0KMNB03 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0KMNB03 for The Gujarat State Cooperative Bank Limited – KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD ELISBRIDGE BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Kankaria Maninagar Nagrik Sahakari Bank Ltd Elisbridge Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0KMNB03 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0KMNB03 belongs to The Gujarat State Cooperative Bank Limited's KANKARIA MANINAGAR NAGRIK SAHAKARI BANK LTD ELISBRIDGE BRANCH branch, located at GROUND FLOOR 4 ,MAHAKANT BUILDING ,OPP VADILAL HOSPITAL,ASHRAM ROAD… in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.