IFSC Code of The Gujarat State Cooperative Bank Limited, Gujarat Ambuja Coop Bank Ltd Gota Branch Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH branch in AHMEDABAD, GUJARAT. The branch's IFSC code GSCB0UGAC05 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0UGAC05 is the IFSC of The Gujarat State Cooperative Bank Limited's GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH branch. The format is fixed: GSCB = bank code, 0 = reserved, UGAC05 = branch identifier.

Branch details at a glance

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Gujarat Ambuja Coop Bank Ltd Gota Branch branch — IFSC GSCB0UGAC05 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

About the Gujarat Ambuja Coop Bank Ltd Gota Branch branch

The Gujarat Ambuja Coop Bank Ltd Gota Branch branch of The Gujarat State Cooperative Bank Limited is situated at SAYONA TILAK RECEDANCY, VANDEMATRAM ROAD, GOTA, 382481.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0UGAC05 is used.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0UGAC05 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0UGAC05 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC GSCB0UGAC05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UGAC05 across all three.

How to use IFSC GSCB0UGAC05 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0UGAC05.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0UGAC05

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH, ensure your bank's portal accepts IFSC GSCB0UGAC05 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH, use IMPS. With IFSC GSCB0UGAC05 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Gujarat Ambuja Coop Bank Ltd Gota Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0UGAC05:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH is still linked to IFSC GSCB0UGAC05.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH branch, the IFSC GSCB0UGAC05 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Gujarat Ambuja Coop Bank Ltd Gota Branch branch

Once you have an account at The Gujarat State Cooperative Bank Limited – GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH, the IFSC GSCB0UGAC05 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Gujarat Ambuja Coop Bank Ltd Gota Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-48009448.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0UGAC05

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0UGAC05 and the account number together uniquely identify the Gujarat Ambuja Coop Bank Ltd Gota Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC GSCB0UGAC05

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0UGAC05 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH:

• The IFSC is exactly GSCB0UGAC05 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Gujarat Ambuja Coop Bank Ltd Gota Branch branch

The branch is located at SAYONA TILAK RECEDANCY, VANDEMATRAM ROAD, GOTA, 382481., which puts it inside Ahmedabad, the broader Ahmedanbad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Gujarat Ambuja Coop Bank Ltd Gota Branch branch” — the verified location pin for IFSC GSCB0UGAC05 should appear at the top of the results.
2. Confirm the branch is open by calling 79-48009448 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0UGAC05 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0UGAC05 for The Gujarat State Cooperative Bank Limited – GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gujarat Ambuja Coop Bank Ltd Gota Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0UGAC05 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0UGAC05 belongs to The Gujarat State Cooperative Bank Limited's GUJARAT AMBUJA COOP BANK LTD GOTA BRANCH branch, located at SAYONA TILAK RECEDANCY, VANDEMATRAM ROAD, GOTA, 382481. in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.