IFSC Code of The Gujarat State Cooperative Bank Limited, Chanasma Nagrik Sahakari Bank Ltd Ctm Branch Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, CHANASMA NAGRIK SAHAKARI BANK LTD CTM BRANCH branch in AHMEDABAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0UCHN04. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHANASMA NAGRIK SAHAKARI BANK LTD CTM BRANCH branch, and detailed step-by-step guides for using the IFSC GSCB0UCHN04 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD CTM BRANCH is GSCB0UCHN04. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UCHN04 map to this branch in AHMEDABAD, GUJARAT.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Chanasma Nagrik Sahakari Bank Ltd Ctm Branch branch — IFSC GSCB0UCHN04 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

Chanasma Nagrik Sahakari Bank Ltd Ctm Branch branch overview

Located at 119 120,BHARVI TOWER,OPP.SHARDA SCHOOL,AMRAIVADI,AHMEDABAD 380026, the Chanasma Nagrik Sahakari Bank Ltd Ctm Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0UCHN04 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's CHANASMA NAGRIK SAHAKARI BANK LTD CTM BRANCH branch came to be assigned the code GSCB0UCHN04.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UCHN04, money simply cannot be routed to the CHANASMA NAGRIK SAHAKARI BANK LTD CTM BRANCH branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0UCHN04 and the account number together uniquely identify the Chanasma Nagrik Sahakari Bank Ltd Ctm Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC GSCB0UCHN04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UCHN04 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, CHANASMA NAGRIK SAHAKARI BANK LTD CTM BRANCH using IFSC GSCB0UCHN04

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0UCHN04, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD CTM BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0UCHN04

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD CTM BRANCH, ensure your bank's portal accepts IFSC GSCB0UCHN04 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD CTM BRANCH, use IMPS. With IFSC GSCB0UCHN04 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UCHN04 for The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD CTM BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chanasma Nagrik Sahakari Bank Ltd Ctm Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0UCHN04

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD CTM BRANCH is still mapped to IFSC GSCB0UCHN04. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UCHN04 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Chanasma Nagrik Sahakari Bank Ltd Ctm Branch branch is mapped to IFSC GSCB0UCHN04 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UCHN04.

Products and services

Customers walking into the Chanasma Nagrik Sahakari Bank Ltd Ctm Branch branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UCHN04

Online banking and IFSC GSCB0UCHN04

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHANASMA NAGRIK SAHAKARI BANK LTD CTM BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0UCHN04 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Chanasma Nagrik Sahakari Bank Ltd Ctm Branch branch

The branch is located at 119 120,BHARVI TOWER,OPP.SHARDA SCHOOL,AMRAIVADI,AHMEDABAD 380026, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Chanasma Nagrik Sahakari Bank Ltd Ctm Branch branch” — the verified location pin for IFSC GSCB0UCHN04 should appear at the top of the results.
2. Confirm the branch is open by calling 79-25852655 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0UCHN04 and your account number.

Common mistakes to avoid when using IFSC GSCB0UCHN04

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD CTM BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UCHN04.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chanasma Nagrik Sahakari Bank Ltd Ctm Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0UCHN04, however, work 24x7.

Verifying IFSC GSCB0UCHN04 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UCHN04 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-25852655.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0UCHN04 is the IFSC code of The Gujarat State Cooperative Bank Limited, CHANASMA NAGRIK SAHAKARI BANK LTD CTM BRANCH branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.