IFSC Code of The Gujarat State Cooperative Bank Limited, Ashram Road Branch Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, ASHRAM ROAD BRANCH branch in AHMEDABAD. The 11-digit IFSC GSCB0000026 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the ASHRAM ROAD BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0000026 is the IFSC of The Gujarat State Cooperative Bank Limited's ASHRAM ROAD BRANCH branch. The format is fixed: GSCB = bank code, 0 = reserved, 000026 = branch identifier.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ashram Road Branch branch — IFSC GSCB0000026 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

Branch details at a glance

About the Ashram Road Branch branch

The Ashram Road Branch branch of The Gujarat State Cooperative Bank Limited is situated at THE GUJARAT STATE CO OPERATIVE BANK LTD.SCARLET BUSINESS HUB,GROUND FLOOR SHOP NO. 1 AND 2, OPP.ANKUR SCHOOL,NEAR MAHALAKSHMI CROSS ROAD,FATEHPURA PALDI-ASHRAM ROAD,AHMEDABAD-380001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0000026 is used.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ASHRAM ROAD BRANCH of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0000026 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0000026 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Ashram Road Branch branch

Once you have an account at The Gujarat State Cooperative Bank Limited – ASHRAM ROAD BRANCH, the IFSC GSCB0000026 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Ashram Road Branch branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0000026

How to transfer money using IFSC GSCB0000026

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0000026 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, ASHRAM ROAD BRANCH using IFSC GSCB0000026

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0000026, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – ASHRAM ROAD BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0000026

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – ASHRAM ROAD BRANCH, ensure your bank's portal accepts IFSC GSCB0000026 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – ASHRAM ROAD BRANCH, use IMPS. With IFSC GSCB0000026 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0000026 for The Gujarat State Cooperative Bank Limited – ASHRAM ROAD BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ashram Road Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's ASHRAM ROAD BRANCH branch, the IFSC GSCB0000026 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC GSCB0000026

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ASHRAM ROAD BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0000026 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0000026 and the account number together uniquely identify the Ashram Road Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – ASHRAM ROAD BRANCH:

• The IFSC is exactly GSCB0000026 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and ASHRAM ROAD BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ashram Road Branch branch sits at THE GUJARAT STATE CO OPERATIVE BANK LTD.SCARLET BUSINESS HUB,GROUND FLOOR SHOP NO. 1 AND 2, OPP.ANKUR SCHOOL,NEAR MAHALAKSHMI CROSS ROAD,FATEHPURA PALDI-ASHRAM ROAD,AHMEDABAD-380001. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-26672088 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0000026 and your account number.

Verifying IFSC GSCB0000026 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0000026 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-26672088.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ashram Road Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0000026 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0000026 belongs to The Gujarat State Cooperative Bank Limited's ASHRAM ROAD BRANCH branch, located at THE GUJARAT STATE CO OPERATIVE BANK LTD.SCARLET BUSINESS HUB,GROUND FLOOR SHOP… in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.