This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO-OP. BANK LTD. branch in AHMEDABAD. The 11-digit IFSC GSCB0ADC001 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the AHMEDABD DISTRICT CO-OP. BANK LTD. location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, GSCB0ADC001 is the IFSC of The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO-OP. BANK LTD. branch. The format is fixed: GSCB = bank code, 0 = reserved, ADC001 = branch identifier.
About The Gujarat State Cooperative Bank Limited
The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Ahmedabd District Co-Op. Bank Ltd. branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0ADC001.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Ahmedabd District Co-Op. Bank Ltd. |
| IFSC Code | GSCB0ADC001 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AHMEDABD DISTRICT CO-OP. BANK LTD., NEAR GANDHI BRIDGE, OPP INCOME TAX |
| City | Ahmedabad |
| District | Ahmadabad |
| State | Gujarat |
| STD Code | 79 |
| Phone | 27542608 |
Ahmedabd District Co-Op. Bank Ltd. branch overview
Located at AHMEDABD DISTRICT CO-OP. BANK LTD., NEAR GANDHI BRIDGE, OPP INCOME TAX, the Ahmedabd District Co-Op. Bank Ltd. branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0ADC001 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO-OP. BANK LTD. branch came to be assigned the code GSCB0ADC001.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0ADC001, money simply cannot be routed to the AHMEDABD DISTRICT CO-OP. BANK LTD. branch electronically.
Products and account variants supported
Every account opened at the Ahmedabd District Co-Op. Bank Ltd. branch is mapped to IFSC GSCB0ADC001 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0ADC001.
Products and services
Customers walking into the Ahmedabd District Co-Op. Bank Ltd. branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC GSCB0ADC001
How to transfer money using IFSC GSCB0ADC001
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0ADC001 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO-OP. BANK LTD. using IFSC GSCB0ADC001
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0ADC001, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO-OP. BANK LTD.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AHMEDABD DISTRICT CO-OP. BANK LTD.
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO-OP. BANK LTD. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0ADC001 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO-OP. BANK LTD., use IMPS. With IFSC GSCB0ADC001 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0ADC001 for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO-OP. BANK LTD., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0ADC001 | Yes – GSCB0ADC001 | Yes – GSCB0ADC001 |
For most retail customers crediting the Ahmedabd District Co-Op. Bank Ltd. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO-OP. BANK LTD. branch, the IFSC GSCB0ADC001 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC GSCB0ADC001
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AHMEDABD DISTRICT CO-OP. BANK LTD. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0ADC001 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0ADC001 and the account number together uniquely identify the Ahmedabd District Co-Op. Bank Ltd. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO-OP. BANK LTD.:
- The IFSC is exactly GSCB0ADC001 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and AHMEDABD DISTRICT CO-OP. BANK LTD. as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ahmedabd District Co-Op. Bank Ltd. branch
The branch is located at AHMEDABD DISTRICT CO-OP. BANK LTD., NEAR GANDHI BRIDGE, OPP INCOME TAX, which puts it inside Ahmedabad, the broader Ahmadabad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Ahmedabd District Co-Op. Bank Ltd. branch” — the verified location pin for IFSC GSCB0ADC001 should appear at the top of the results.
- Confirm the branch is open by calling 79-27542608 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0ADC001 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0ADC001 for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO-OP. BANK LTD., you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Ahmedabd District Co-Op. Bank Ltd. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0ADC001 continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedAhmedabd District Co-Op. Bank Ltd. Branch
AHMEDABD DISTRICT CO-OP. BANK LTD., NEAR GANDHI BRIDGE, OPP INCOME TAX
Ahmedabad, Gujarat
Phone: 79-27542608
IFSC: GSCB0ADC001
Frequently asked questions
Is IFSC GSCB0ADC001 the same for all accounts at Ahmedabd District Co-Op. Bank Ltd. branch?
Yes. The IFSC GSCB0ADC001 is shared by every account held at The Gujarat State Cooperative Bank Limited's Ahmedabd District Co-Op. Bank Ltd. branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using GSCB0ADC001 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – Ahmedabd District Co-Op. Bank Ltd. reflect within 30 minutes.
Where is The Gujarat State Cooperative Bank Limited Ahmedabd District Co-Op. Bank Ltd. branch located?
The Gujarat State Cooperative Bank Limited's Ahmedabd District Co-Op. Bank Ltd. branch is located at AHMEDABD DISTRICT CO-OP. BANK LTD., NEAR GANDHI BRIDGE, OPP INCOME TAX, Ahmedabad, Gujarat.
Can I use IFSC GSCB0ADC001 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0ADC001 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ahmedabd District Co-Op. Bank Ltd. branch but serve different purposes.
What is the phone number of The Gujarat State Cooperative Bank Limited Ahmedabd District Co-Op. Bank Ltd. branch?
You can reach the branch at 79-27542608 during regular banking hours.
Does The Gujarat State Cooperative Bank Limited Ahmedabd District Co-Op. Bank Ltd. branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 79-27542608 to confirm.
Final notes
To recap: GSCB0ADC001 is the IFSC code of The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO-OP. BANK LTD. branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


