IFSC Code of The Gujarat State Cooperative Bank Limited, The Surendranagar District Cooperative Bank Ltd Adariyana Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA branch, located in ADARIYANA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0SNR011. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0SNR011 for The Gujarat State Cooperative Bank Limited – THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA branch, the IFSC GSCB0SNR011 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and SNR011 identifies this particular branch.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Surendranagar District Cooperative Bank Ltd Adariyana branch — IFSC GSCB0SNR011 — extends the bank's services to customers in and around Adariyana, Gujarat.

Branch details at a glance

About this branch

The branch is located at AT POST ADARIYANA 382780. It serves the Adariyana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0SNR011 is used to identify this branch on the RBI payments network.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0SNR011 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0SNR011 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Surendranagar District Cooperative Bank Ltd Adariyana branch is mapped to IFSC GSCB0SNR011 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0SNR011.

Banking services available

The The Surendranagar District Cooperative Bank Ltd Adariyana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 275-7284537.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0SNR011

How to transfer money using IFSC GSCB0SNR011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0SNR011 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA using IFSC GSCB0SNR011

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0SNR011, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0SNR011 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA, use IMPS. With IFSC GSCB0SNR011 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0SNR011 for The Gujarat State Cooperative Bank Limited – THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Surendranagar District Cooperative Bank Ltd Adariyana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA branch, the IFSC GSCB0SNR011 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC GSCB0SNR011

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0SNR011 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Surendranagar District Cooperative Bank Ltd Adariyana branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0SNR011 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA:

• The IFSC is exactly GSCB0SNR011 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Surendranagar District Cooperative Bank Ltd Adariyana branch

The branch is located at AT POST ADARIYANA 382780, which puts it inside Adariyana, the broader Surendranagar district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Surendranagar District Cooperative Bank Ltd Adariyana branch” — the verified location pin for IFSC GSCB0SNR011 should appear at the top of the results.
2. Confirm the branch is open by calling 275-7284537 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0SNR011 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0SNR011 for The Gujarat State Cooperative Bank Limited – THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Surendranagar District Cooperative Bank Ltd Adariyana are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0SNR011 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0SNR011 belongs to The Gujarat State Cooperative Bank Limited's THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD ADARIYANA branch, located at AT POST ADARIYANA 382780 in ADARIYANA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.