This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO OP BANK LTD ADALAJ branch in ADALAJ. The 11-digit IFSC GSCB0ADC103 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the AHMEDABD DISTRICT CO OP BANK LTD ADALAJ location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD ADALAJ is GSCB0ADC103. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters ADC103 map to this branch in ADALAJ, GUJARAT.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Ahmedabd District Co Op Bank Ltd Adalaj |
| IFSC Code | GSCB0ADC103 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NR GRAM PANCHAYAT OFFICE |
| City | Adalaj |
| District | Adalaj |
| State | Gujarat |
| Phone | 6359973245 |
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ahmedabd District Co Op Bank Ltd Adalaj branch in Adalaj, Gujarat is part of this network and uses the IFSC code GSCB0ADC103 for all electronic settlement.
About the Ahmedabd District Co Op Bank Ltd Adalaj branch
The Ahmedabd District Co Op Bank Ltd Adalaj branch of The Gujarat State Cooperative Bank Limited is situated at NR GRAM PANCHAYAT OFFICE. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0ADC103 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD ADALAJ branch came to be assigned the code GSCB0ADC103.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0ADC103, money simply cannot be routed to the AHMEDABD DISTRICT CO OP BANK LTD ADALAJ branch electronically.
How to transfer money using IFSC GSCB0ADC103
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0ADC103 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO OP BANK LTD ADALAJ using IFSC GSCB0ADC103
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0ADC103, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD ADALAJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC GSCB0ADC103
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD ADALAJ, ensure your bank's portal accepts IFSC GSCB0ADC103 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD ADALAJ, use IMPS. With IFSC GSCB0ADC103 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0ADC103 for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD ADALAJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0ADC103 | Yes – GSCB0ADC103 | Yes – GSCB0ADC103 |
For most retail customers crediting the Ahmedabd District Co Op Bank Ltd Adalaj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC GSCB0ADC103
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD ADALAJ is still mapped to IFSC GSCB0ADC103. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0ADC103 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ahmedabd District Co Op Bank Ltd Adalaj branch is mapped to IFSC GSCB0ADC103 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0ADC103.
Banking services available
The Ahmedabd District Co Op Bank Ltd Adalaj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6359973245.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0ADC103
MICR & cheque-truncation details
Cheques drawn on the Ahmedabd District Co Op Bank Ltd Adalaj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0ADC103 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC GSCB0ADC103
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AHMEDABD DISTRICT CO OP BANK LTD ADALAJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0ADC103 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD ADALAJ:
- The IFSC is exactly GSCB0ADC103 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and AHMEDABD DISTRICT CO OP BANK LTD ADALAJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ahmedabd District Co Op Bank Ltd Adalaj branch
The branch is located at NR GRAM PANCHAYAT OFFICE, which puts it inside Adalaj, the broader Adalaj district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Adalaj branch” — the verified location pin for IFSC GSCB0ADC103 should appear at the top of the results.
- Confirm the branch is open by calling 6359973245 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0ADC103 and your account number.
Verifying IFSC GSCB0ADC103 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0ADC103 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6359973245.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ahmedabd District Co Op Bank Ltd Adalaj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0ADC103, however, work 24x7.
Branch address & contact
The Gujarat State Cooperative Bank LimitedAhmedabd District Co Op Bank Ltd Adalaj Branch
NR GRAM PANCHAYAT OFFICE
Adalaj, Gujarat
Phone: 6359973245
IFSC: GSCB0ADC103
Frequently asked questions
How quickly will an NEFT transfer using GSCB0ADC103 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – Ahmedabd District Co Op Bank Ltd Adalaj reflect within 30 minutes.
Is IFSC GSCB0ADC103 the same for all accounts at Ahmedabd District Co Op Bank Ltd Adalaj branch?
Yes. The IFSC GSCB0ADC103 is shared by every account held at The Gujarat State Cooperative Bank Limited's Ahmedabd District Co Op Bank Ltd Adalaj branch. Only the account number changes from customer to customer.
What is the phone number of The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Adalaj branch?
You can reach the branch at 6359973245 during regular banking hours.
How do I add The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Adalaj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0ADC103, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Adalaj branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, Ahmedabd District Co Op Bank Ltd Adalaj branch is GSCB0ADC103. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC GSCB0ADC103 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0ADC103 to send funds instantly.
Does The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Adalaj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6359973245 to confirm.
Is IFSC GSCB0ADC103 valid for NEFT and RTGS?
Yes. IFSC GSCB0ADC103 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code GSCB0ADC103 belongs to The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD ADALAJ branch, located at NR GRAM PANCHAYAT OFFICE in ADALAJ, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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