Below are the complete branch details for The Greater Bombay Cooperative Bank Limited, branch, located in , MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is GBCB0000003. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GBCB0000003 for The Greater Bombay Cooperative Bank Limited – — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, GBCB0000003 is the IFSC of The Greater Bombay Cooperative Bank Limited's branch. The format is fixed: GBCB = bank code, 0 = reserved, 000003 = branch identifier.
Branch details at a glance
| Bank Name | The Greater Bombay Cooperative Bank Limited |
|---|---|
| IFSC Code | GBCB0000003 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 193, D.S. BARRETTO ROAD, WADALA W |
| State | Maharashtra |
| Phone | 64556441 |
About the bank
The Greater Bombay Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its branch in , Maharashtra is part of this network and uses the IFSC code GBCB0000003 for all electronic settlement.
branch overview
Located at 193, D.S. BARRETTO ROAD, WADALA W, the branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GBCB0000003 is required for all interbank electronic transfers routed through this branch.
Why every The Greater Bombay Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of The Greater Bombay Cooperative Bank Limited — its own 11-character IFSC. The code GBCB0000003 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GBCB0000003 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC GBCB0000003
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GBCB0000003 across all three.
NEFT to The Greater Bombay Cooperative Bank Limited, using IFSC GBCB0000003
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GBCB0000003, and confirm that the system picks up The Greater Bombay Cooperative Bank Limited – . Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC GBCB0000003
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Greater Bombay Cooperative Bank Limited – , ensure your bank's portal accepts IFSC GBCB0000003 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Greater Bombay Cooperative Bank Limited – , use IMPS. With IFSC GBCB0000003 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GBCB0000003 for The Greater Bombay Cooperative Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GBCB0000003 | Yes – GBCB0000003 | Yes – GBCB0000003 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Greater Bombay Cooperative Bank Limited's branch, the IFSC GBCB0000003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the branch
Once you have an account at The Greater Bombay Cooperative Bank Limited – , the IFSC GBCB0000003 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the branch can access most of The Greater Bombay Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC GBCB0000003
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Greater Bombay Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GBCB0000003 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC GBCB0000003
The Greater Bombay Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GBCB0000003 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Greater Bombay Cooperative Bank Limited – :
- The IFSC is exactly GBCB0000003 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Greater Bombay Cooperative Bank Limited as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The branch sits at 193, D.S. BARRETTO ROAD, WADALA W. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 64556441 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GBCB0000003 and your account number.
Verifying IFSC GBCB0000003 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GBCB0000003 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 64556441.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GBCB0000003, however, work 24x7.
Branch address & contact
The Greater Bombay Cooperative Bank LimitedBranch
193, D.S. BARRETTO ROAD, WADALA W
, Maharashtra
Phone: 64556441
IFSC: GBCB0000003
Frequently asked questions
Is IFSC GBCB0000003 valid for NEFT and RTGS?
Yes. IFSC GBCB0000003 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add The Greater Bombay Cooperative Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GBCB0000003, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of The Greater Bombay Cooperative Bank Limited branch?
The IFSC code of The Greater Bombay Cooperative Bank Limited, branch is GBCB0000003. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is The Greater Bombay Cooperative Bank Limited branch located?
The Greater Bombay Cooperative Bank Limited's branch is located at 193, D.S. BARRETTO ROAD, WADALA W, , Maharashtra.
Can I use IFSC GBCB0000003 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GBCB0000003 to send funds instantly.
How quickly will an NEFT transfer using GBCB0000003 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Greater Bombay Cooperative Bank Limited – reflect within 30 minutes.
What is the phone number of The Greater Bombay Cooperative Bank Limited branch?
You can reach the branch at 64556441 during regular banking hours.
Is IFSC GBCB0000003 the same for all accounts at branch?
Yes. The IFSC GBCB0000003 is shared by every account held at The Greater Bombay Cooperative Bank Limited's branch. Only the account number changes from customer to customer.
Final notes
To recap: GBCB0000003 is the IFSC code of The Greater Bombay Cooperative Bank Limited, branch, in , MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
