Use this page as a one-stop reference for everything related to The Gayatri Co-Operative Urban Bank Limited's TIRUMALGIRI branch in TIRUMALGIRI, TELANGANA. The branch's IFSC code GABK0001045 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Gayatri Co-Operative Urban Bank Limited's TIRUMALGIRI branch, the IFSC GABK0001045 breaks down as follows: GABK identifies the bank, 0 is the reserved character, and 001045 identifies this particular branch.
About the bank
The Gayatri Co-Operative Urban Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tirumalgiri branch in Tirumalgiri, Telangana is part of this network and uses the IFSC code GABK0001045 for all electronic settlement.
Branch details at a glance
| Bank Name | The Gayatri Co-Operative Urban Bank Limited |
|---|---|
| Branch | Tirumalgiri |
| IFSC Code | GABK0001045 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 7-172/2 & 3 ,SURYAPET ROAD, TIRUMALGIRI, DIST SURYAPET |
| City | Tirumalgiri |
| District | Suryapet |
| State | Telangana |
| STD Code | 0 |
| Phone | 9440021072 |
About the Tirumalgiri branch
The Tirumalgiri branch of The Gayatri Co-Operative Urban Bank Limited is situated at 7-172/2 & 3 ,SURYAPET ROAD, TIRUMALGIRI, DIST SURYAPET. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GABK0001045 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gayatri Co-Operative Urban Bank Limited's TIRUMALGIRI branch came to be assigned the code GABK0001045.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GABK0001045, money simply cannot be routed to the TIRUMALGIRI branch electronically.
Account types you can open at the Tirumalgiri branch
Once you have an account at The Gayatri Co-Operative Urban Bank Limited – TIRUMALGIRI, the IFSC GABK0001045 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Tirumalgiri branch can access most of The Gayatri Co-Operative Urban Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC GABK0001045
How to transfer money using IFSC GABK0001045
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GABK0001045 across all three.
How to use IFSC GABK0001045 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gayatri Co-Operative Urban Bank Limited's TIRUMALGIRI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC GABK0001045.
- Confirm the bank name auto-populates as The Gayatri Co-Operative Urban Bank Limited and the branch as TIRUMALGIRI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC GABK0001045
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gayatri Co-Operative Urban Bank Limited – TIRUMALGIRI, ensure your bank's portal accepts IFSC GABK0001045 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gayatri Co-Operative Urban Bank Limited – TIRUMALGIRI, use IMPS. With IFSC GABK0001045 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GABK0001045 for The Gayatri Co-Operative Urban Bank Limited – TIRUMALGIRI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GABK0001045 | Yes – GABK0001045 | Yes – GABK0001045 |
For most retail customers crediting the Tirumalgiri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC GABK0001045
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gayatri Co-Operative Urban Bank Limited – TIRUMALGIRI is still mapped to IFSC GABK0001045. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GABK0001045 and the beneficiary's account number to complete the transfer.
Online banking and IFSC GABK0001045
The Gayatri Co-Operative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TIRUMALGIRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GABK0001045 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gayatri Co-Operative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GABK0001045 and the account number together uniquely identify the Tirumalgiri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gayatri Co-Operative Urban Bank Limited – TIRUMALGIRI:
- The IFSC is exactly GABK0001045 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gayatri Co-Operative Urban Bank Limited as the bank name and TIRUMALGIRI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Tirumalgiri branch sits at 7-172/2 & 3 ,SURYAPET ROAD, TIRUMALGIRI, DIST SURYAPET. If you are travelling from outside Tirumalgiri, search for the branch on a maps application using the bank name and locality, or call 9440021072 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GABK0001045 and your account number.
Verifying IFSC GABK0001045 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GABK0001045 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9440021072.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Tirumalgiri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GABK0001045 continue to work without interruption.
Branch address & contact
The Gayatri Co-Operative Urban Bank LimitedTirumalgiri Branch
7-172/2 & 3 ,SURYAPET ROAD, TIRUMALGIRI, DIST SURYAPET
Tirumalgiri, Telangana
Phone: 9440021072
IFSC: GABK0001045
Frequently asked questions
Where is The Gayatri Co-Operative Urban Bank Limited Tirumalgiri branch located?
The Gayatri Co-Operative Urban Bank Limited's Tirumalgiri branch is located at 7-172/2 & 3 ,SURYAPET ROAD, TIRUMALGIRI, DIST SURYAPET, Tirumalgiri, Telangana.
How quickly will an NEFT transfer using GABK0001045 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gayatri Co-Operative Urban Bank Limited – Tirumalgiri reflect within 30 minutes.
Can I use IFSC GABK0001045 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GABK0001045 to send funds instantly.
What is the phone number of The Gayatri Co-Operative Urban Bank Limited Tirumalgiri branch?
You can reach the branch at 9440021072 during regular banking hours.
Is IFSC GABK0001045 the same for all accounts at Tirumalgiri branch?
Yes. The IFSC GABK0001045 is shared by every account held at The Gayatri Co-Operative Urban Bank Limited's Tirumalgiri branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tirumalgiri branch but serve different purposes.
How do I add The Gayatri Co-Operative Urban Bank Limited Tirumalgiri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GABK0001045, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code GABK0001045 belongs to The Gayatri Co-Operative Urban Bank Limited's TIRUMALGIRI branch, located at 7-172/2 & 3 ,SURYAPET ROAD, TIRUMALGIRI, DIST SURYAPET in TIRUMALGIRI, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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