IFSC Code of The Gayatri Co-Operative Urban Bank Limited, Siricilla Branch, Telangana

Use this page as a one-stop reference for everything related to The Gayatri Co-Operative Urban Bank Limited's SIRICILLA branch in SIRICILLA, TELANGANA. The branch's IFSC code GABK0001011 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gayatri Co-Operative Urban Bank Limited – SIRICILLA is GABK0001011. The first four letters GABK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001011 map to this branch in SIRICILLA, TELANGANA.

Branch details at a glance

Bank profile

The Gayatri Co-Operative Urban Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Siricilla branch — IFSC GABK0001011 — extends the bank's services to customers in and around Siricilla, Telangana.

Siricilla branch overview

Located at 5-4-92, SUBASH NAGAR, TAHASIL ROAD, SIRICILLA, DIST RAJANNA SIRICILLA, T.S., the Siricilla branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GABK0001011 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gayatri Co-Operative Urban Bank Limited's SIRICILLA branch came to be assigned the code GABK0001011.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GABK0001011, money simply cannot be routed to the SIRICILLA branch electronically.

How to transfer money using IFSC GABK0001011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GABK0001011 across all three.

How to use IFSC GABK0001011 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gayatri Co-Operative Urban Bank Limited's SIRICILLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GABK0001011.
4. Confirm the bank name auto-populates as The Gayatri Co-Operative Urban Bank Limited and the branch as SIRICILLA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SIRICILLA

If you need to transfer ₹2 lakh or more in one go to an account at The Gayatri Co-Operative Urban Bank Limited's SIRICILLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GABK0001011 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gayatri Co-Operative Urban Bank Limited – SIRICILLA, use IMPS. With IFSC GABK0001011 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Siricilla

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GABK0001011:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SIRICILLA is still linked to IFSC GABK0001011.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GABK0001011

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gayatri Co-Operative Urban Bank Limited – SIRICILLA is still mapped to IFSC GABK0001011. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GABK0001011 and the beneficiary's account number to complete the transfer.

Account types you can open at the Siricilla branch

Once you have an account at The Gayatri Co-Operative Urban Bank Limited – SIRICILLA, the IFSC GABK0001011 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Siricilla branch can access most of The Gayatri Co-Operative Urban Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GABK0001011

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gayatri Co-Operative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GABK0001011 and the account number together uniquely identify the Siricilla branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC GABK0001011

The Gayatri Co-Operative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SIRICILLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GABK0001011 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gayatri Co-Operative Urban Bank Limited – SIRICILLA:

• The IFSC is exactly GABK0001011 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gayatri Co-Operative Urban Bank Limited as the bank name and SIRICILLA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Siricilla branch

The branch is located at 5-4-92, SUBASH NAGAR, TAHASIL ROAD, SIRICILLA, DIST RAJANNA SIRICILLA, T.S., which puts it inside Siricilla, the broader Rajanna Siricilla district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “The Gayatri Co-Operative Urban Bank Limited Siricilla branch” — the verified location pin for IFSC GABK0001011 should appear at the top of the results.
2. Confirm the branch is open by calling 8500462678 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GABK0001011 and your account number.

Verifying IFSC GABK0001011 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GABK0001011 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8500462678.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Siricilla are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GABK0001011 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GABK0001011 belongs to The Gayatri Co-Operative Urban Bank Limited's SIRICILLA branch, located at 5-4-92, SUBASH NAGAR, TAHASIL ROAD, SIRICILLA, DIST RAJANNA SIRICILLA, T.S. in SIRICILLA, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.