Below are the complete branch details for The Gayatri Co-Operative Urban Bank Limited, MIRYALAGUDA branch, located in MIRYALAGUDA, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is GABK0001073. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GABK0001073 for The Gayatri Co-Operative Urban Bank Limited – MIRYALAGUDA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, GABK0001073 is the IFSC of The Gayatri Co-Operative Urban Bank Limited's MIRYALAGUDA branch. The format is fixed: GABK = bank code, 0 = reserved, 001073 = branch identifier.
About The Gayatri Co-Operative Urban Bank Limited
The Gayatri Co-Operative Urban Bank Limited operates a wide network of branches across India, including the Miryalaguda branch in Miryalaguda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GABK0001073.
Branch details at a glance
| Bank Name | The Gayatri Co-Operative Urban Bank Limited |
|---|---|
| Branch | Miryalaguda |
| IFSC Code | GABK0001073 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 18-199/1/1,SAGAR ROAD, MIRYALAGUDA, DIST NALGONDA, TELANGANA, PIN CODE 508207. |
| City | Miryalaguda |
| District | Nalgonda |
| State | Telangana |
| STD Code | 0 |
| Phone | 8500801171 |
About the Miryalaguda branch
The Miryalaguda branch of The Gayatri Co-Operative Urban Bank Limited is situated at 18-199/1/1,SAGAR ROAD, MIRYALAGUDA, DIST NALGONDA, TELANGANA, PIN CODE 508207.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GABK0001073 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gayatri Co-Operative Urban Bank Limited's MIRYALAGUDA branch came to be assigned the code GABK0001073.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GABK0001073, money simply cannot be routed to the MIRYALAGUDA branch electronically.
Products and account variants supported
Every account opened at the Miryalaguda branch is mapped to IFSC GABK0001073 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gayatri Co-Operative Urban Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GABK0001073.
Products and services
Customers walking into the Miryalaguda branch can access most of The Gayatri Co-Operative Urban Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC GABK0001073
How to transfer money using IFSC GABK0001073
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GABK0001073 across all three.
How to use IFSC GABK0001073 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gayatri Co-Operative Urban Bank Limited's MIRYALAGUDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC GABK0001073.
- Confirm the bank name auto-populates as The Gayatri Co-Operative Urban Bank Limited and the branch as MIRYALAGUDA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MIRYALAGUDA
If you need to transfer ₹2 lakh or more in one go to an account at The Gayatri Co-Operative Urban Bank Limited's MIRYALAGUDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GABK0001073 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gayatri Co-Operative Urban Bank Limited – MIRYALAGUDA, use IMPS. With IFSC GABK0001073 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Miryalaguda
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GABK0001073:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MIRYALAGUDA is still linked to IFSC GABK0001073.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC GABK0001073
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gayatri Co-Operative Urban Bank Limited – MIRYALAGUDA is still mapped to IFSC GABK0001073. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GABK0001073 and the beneficiary's account number to complete the transfer.
Online banking and IFSC GABK0001073
The Gayatri Co-Operative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MIRYALAGUDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GABK0001073 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gayatri Co-Operative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GABK0001073 and the account number together uniquely identify the Miryalaguda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gayatri Co-Operative Urban Bank Limited – MIRYALAGUDA:
- The IFSC is exactly GABK0001073 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gayatri Co-Operative Urban Bank Limited as the bank name and MIRYALAGUDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Miryalaguda branch sits at 18-199/1/1,SAGAR ROAD, MIRYALAGUDA, DIST NALGONDA, TELANGANA, PIN CODE 508207.. If you are travelling from outside Miryalaguda, search for the branch on a maps application using the bank name and locality, or call 8500801171 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GABK0001073 and your account number.
Verifying IFSC GABK0001073 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GABK0001073 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8500801171.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Miryalaguda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GABK0001073 continue to work without interruption.
Branch address & contact
The Gayatri Co-Operative Urban Bank LimitedMiryalaguda Branch
18-199/1/1,SAGAR ROAD, MIRYALAGUDA, DIST NALGONDA, TELANGANA, PIN CODE 508207.
Miryalaguda, Telangana
Phone: 8500801171
IFSC: GABK0001073
Frequently asked questions
How do I add The Gayatri Co-Operative Urban Bank Limited Miryalaguda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GABK0001073, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC GABK0001073 the same for all accounts at Miryalaguda branch?
Yes. The IFSC GABK0001073 is shared by every account held at The Gayatri Co-Operative Urban Bank Limited's Miryalaguda branch. Only the account number changes from customer to customer.
Can I use IFSC GABK0001073 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GABK0001073 to send funds instantly.
What is the IFSC code of The Gayatri Co-Operative Urban Bank Limited Miryalaguda branch?
The IFSC code of The Gayatri Co-Operative Urban Bank Limited, Miryalaguda branch is GABK0001073. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using GABK0001073 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gayatri Co-Operative Urban Bank Limited – Miryalaguda reflect within 30 minutes.
Is IFSC GABK0001073 valid for NEFT and RTGS?
Yes. IFSC GABK0001073 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of The Gayatri Co-Operative Urban Bank Limited Miryalaguda branch?
You can reach the branch at 8500801171 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Miryalaguda branch but serve different purposes.
Summary
The IFSC code GABK0001073 belongs to The Gayatri Co-Operative Urban Bank Limited's MIRYALAGUDA branch, located at 18-199/1/1,SAGAR ROAD, MIRYALAGUDA, DIST NALGONDA, TELANGANA, PIN CODE 508207. in MIRYALAGUDA, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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