IFSC Code of The Gayatri Co-Operative Urban Bank Limited, RTGS-HO Branch, Telangana

Use this page as a one-stop reference for everything related to The Gayatri Co-Operative Urban Bank Limited's RTGS-HO branch in JAGTIAL, TELANGANA. The branch's IFSC code GABK0000001 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gayatri Co-Operative Urban Bank Limited – RTGS-HO is GABK0000001. The first four letters GABK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000001 map to this branch in JAGTIAL, TELANGANA.

Bank profile

The Gayatri Co-Operative Urban Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The RTGS-HO branch — IFSC GABK0000001 — extends the bank's services to customers in and around Jagtial, Telangana.

Branch details at a glance

RTGS-HO branch overview

Located at 1-5-171/A, GAYATRI TOWERS -II, KARIMNAGAR ROAD, JAGTIAL DISTRICT JAGTIAL TELANGANA STATE., the RTGS-HO branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GABK0000001 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gayatri Co-Operative Urban Bank Limited's RTGS-HO branch came to be assigned the code GABK0000001.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GABK0000001, money simply cannot be routed to the RTGS-HO branch electronically.

Products and account variants supported

Every account opened at the RTGS-HO branch is mapped to IFSC GABK0000001 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gayatri Co-Operative Urban Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GABK0000001.

Products and services

Customers walking into the RTGS-HO branch can access most of The Gayatri Co-Operative Urban Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GABK0000001

How to transfer money using IFSC GABK0000001

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GABK0000001 across all three.

NEFT to The Gayatri Co-Operative Urban Bank Limited, RTGS-HO using IFSC GABK0000001

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GABK0000001, and confirm that the system picks up The Gayatri Co-Operative Urban Bank Limited – RTGS-HO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GABK0000001

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gayatri Co-Operative Urban Bank Limited – RTGS-HO, ensure your bank's portal accepts IFSC GABK0000001 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gayatri Co-Operative Urban Bank Limited – RTGS-HO, use IMPS. With IFSC GABK0000001 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GABK0000001 for The Gayatri Co-Operative Urban Bank Limited – RTGS-HO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the RTGS-HO branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gayatri Co-Operative Urban Bank Limited's RTGS-HO branch, the IFSC GABK0000001 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC GABK0000001

The Gayatri Co-Operative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RTGS-HO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GABK0000001 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gayatri Co-Operative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GABK0000001 and the account number together uniquely identify the RTGS-HO branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gayatri Co-Operative Urban Bank Limited – RTGS-HO:

• The IFSC is exactly GABK0000001 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gayatri Co-Operative Urban Bank Limited as the bank name and RTGS-HO as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the RTGS-HO branch

The branch is located at 1-5-171/A, GAYATRI TOWERS -II, KARIMNAGAR ROAD, JAGTIAL DISTRICT JAGTIAL TELANGANA STATE., which puts it inside Jagtial, the broader Jagtial district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “The Gayatri Co-Operative Urban Bank Limited RTGS-HO branch” — the verified location pin for IFSC GABK0000001 should appear at the top of the results.
2. Confirm the branch is open by calling 91-7382346677 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GABK0000001 and your account number.

Verifying IFSC GABK0000001 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GABK0000001 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-7382346677.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The RTGS-HO branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GABK0000001, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GABK0000001 belongs to The Gayatri Co-Operative Urban Bank Limited's RTGS-HO branch, located at 1-5-171/A, GAYATRI TOWERS -II, KARIMNAGAR ROAD, JAGTIAL DISTRICT JAGTIAL… in JAGTIAL, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.