IFSC Code of The Gayatri Co-Operative Urban Bank Limited, Kphb Colony Branch, Telangana

Below are the complete branch details for The Gayatri Co-Operative Urban Bank Limited, KPHB COLONY branch, located in HYDERABAD, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is GABK0001033. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GABK0001033 for The Gayatri Co-Operative Urban Bank Limited – KPHB COLONY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GABK0001033 is the IFSC of The Gayatri Co-Operative Urban Bank Limited's KPHB COLONY branch. The format is fixed: GABK = bank code, 0 = reserved, 001033 = branch identifier.

About The Gayatri Co-Operative Urban Bank Limited

The Gayatri Co-Operative Urban Bank Limited operates a wide network of branches across India, including the Kphb Colony branch in Hyderabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GABK0001033.

About this branch

The branch is located at 15-24-491/G1, PHASE I&II,KPHB COLONY,KUKATPALLY,HYDERABAD GHMC LIMITS, DIST MEDCHAL-MALKAJGIRI, TELANGANA STATE.. It serves the Hyderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gayatri Co-Operative Urban Bank Limited. The IFSC GABK0001033 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gayatri Co-Operative Urban Bank Limited's KPHB COLONY branch came to be assigned the code GABK0001033.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GABK0001033, money simply cannot be routed to the KPHB COLONY branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gayatri Co-Operative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GABK0001033 and the account number together uniquely identify the Kphb Colony branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC GABK0001033

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GABK0001033 across all three.

How to use IFSC GABK0001033 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gayatri Co-Operative Urban Bank Limited's KPHB COLONY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GABK0001033.
4. Confirm the bank name auto-populates as The Gayatri Co-Operative Urban Bank Limited and the branch as KPHB COLONY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GABK0001033

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gayatri Co-Operative Urban Bank Limited – KPHB COLONY, ensure your bank's portal accepts IFSC GABK0001033 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gayatri Co-Operative Urban Bank Limited – KPHB COLONY, use IMPS. With IFSC GABK0001033 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Kphb Colony

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GABK0001033:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KPHB COLONY is still linked to IFSC GABK0001033.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GABK0001033

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gayatri Co-Operative Urban Bank Limited – KPHB COLONY is still mapped to IFSC GABK0001033. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GABK0001033 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Kphb Colony branch is mapped to IFSC GABK0001033 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gayatri Co-Operative Urban Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GABK0001033.

Banking services available

The Kphb Colony branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9440012190.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GABK0001033

Digital banking channels

Most day-to-day work that customers used to do at the Kphb Colony branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GABK0001033 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Kphb Colony branch sits at 15-24-491/G1, PHASE I&II,KPHB COLONY,KUKATPALLY,HYDERABAD GHMC LIMITS, DIST MEDCHAL-MALKAJGIRI, TELANGANA STATE.. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 9440012190 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GABK0001033 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gayatri Co-Operative Urban Bank Limited – KPHB COLONY:

• The IFSC is exactly GABK0001033 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gayatri Co-Operative Urban Bank Limited as the bank name and KPHB COLONY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kphb Colony branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GABK0001033, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GABK0001033 for The Gayatri Co-Operative Urban Bank Limited – KPHB COLONY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: GABK0001033 is the IFSC code of The Gayatri Co-Operative Urban Bank Limited, KPHB COLONY branch, in HYDERABAD, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.