If you are searching for the IFSC code of The Gayatri Co-Operative Urban Bank Limited, HUZURABAD branch in HUZURABAD, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is GABK0001065. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HUZURABAD branch, and detailed step-by-step guides for using the IFSC GABK0001065 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, GABK0001065 is the IFSC of The Gayatri Co-Operative Urban Bank Limited's HUZURABAD branch. The format is fixed: GABK = bank code, 0 = reserved, 001065 = branch identifier.
Branch details at a glance
| Bank Name | The Gayatri Co-Operative Urban Bank Limited |
|---|---|
| Branch | Huzurabad |
| IFSC Code | GABK0001065 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 14-34, JAMMIKUNTA ROAD, BUSSTAND AREA, HUZURABAD DIST KARIMNAGAR-505468 |
| City | Huzurabad |
| District | Karimnagar |
| State | Telangana |
| STD Code | 0 |
| Phone | 9440034300 |
About The Gayatri Co-Operative Urban Bank Limited
The Gayatri Co-Operative Urban Bank Limited operates a wide network of branches across India, including the Huzurabad branch in Huzurabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GABK0001065.
About the Huzurabad branch
The Huzurabad branch of The Gayatri Co-Operative Urban Bank Limited is situated at 14-34, JAMMIKUNTA ROAD, BUSSTAND AREA, HUZURABAD DIST KARIMNAGAR-505468. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GABK0001065 is used.
Why every The Gayatri Co-Operative Urban Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HUZURABAD of The Gayatri Co-Operative Urban Bank Limited — its own 11-character IFSC. The code GABK0001065 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GABK0001065 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC GABK0001065
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GABK0001065 across all three.
NEFT to The Gayatri Co-Operative Urban Bank Limited, HUZURABAD using IFSC GABK0001065
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GABK0001065, and confirm that the system picks up The Gayatri Co-Operative Urban Bank Limited – HUZURABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HUZURABAD
If you need to transfer ₹2 lakh or more in one go to an account at The Gayatri Co-Operative Urban Bank Limited's HUZURABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GABK0001065 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gayatri Co-Operative Urban Bank Limited – HUZURABAD, use IMPS. With IFSC GABK0001065 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GABK0001065 for The Gayatri Co-Operative Urban Bank Limited – HUZURABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GABK0001065 | Yes – GABK0001065 | Yes – GABK0001065 |
For most retail customers crediting the Huzurabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC GABK0001065
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gayatri Co-Operative Urban Bank Limited – HUZURABAD is still mapped to IFSC GABK0001065. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GABK0001065 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Huzurabad branch is mapped to IFSC GABK0001065 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gayatri Co-Operative Urban Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GABK0001065.
Banking services available
The Huzurabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9440034300.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GABK0001065
MICR & cheque-truncation details
Cheques drawn on the Huzurabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GABK0001065 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC GABK0001065
The Gayatri Co-Operative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the HUZURABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GABK0001065 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC GABK0001065
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gayatri Co-Operative Urban Bank Limited – HUZURABAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GABK0001065. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Huzurabad branch sits at 14-34, JAMMIKUNTA ROAD, BUSSTAND AREA, HUZURABAD DIST KARIMNAGAR-505468. If you are travelling from outside Huzurabad, search for the branch on a maps application using the bank name and locality, or call 9440034300 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GABK0001065 and your account number.
Verifying IFSC GABK0001065 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GABK0001065 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9440034300.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Huzurabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GABK0001065, however, work 24x7.
Branch address & contact
The Gayatri Co-Operative Urban Bank LimitedHuzurabad Branch
14-34, JAMMIKUNTA ROAD, BUSSTAND AREA, HUZURABAD DIST KARIMNAGAR-505468
Huzurabad, Telangana
Phone: 9440034300
IFSC: GABK0001065
Frequently asked questions
What is the IFSC code of The Gayatri Co-Operative Urban Bank Limited Huzurabad branch?
The IFSC code of The Gayatri Co-Operative Urban Bank Limited, Huzurabad branch is GABK0001065. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC GABK0001065 valid for NEFT and RTGS?
Yes. IFSC GABK0001065 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using GABK0001065 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gayatri Co-Operative Urban Bank Limited – Huzurabad reflect within 30 minutes.
What is the phone number of The Gayatri Co-Operative Urban Bank Limited Huzurabad branch?
You can reach the branch at 9440034300 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Huzurabad branch but serve different purposes.
Is IFSC GABK0001065 the same for all accounts at Huzurabad branch?
Yes. The IFSC GABK0001065 is shared by every account held at The Gayatri Co-Operative Urban Bank Limited's Huzurabad branch. Only the account number changes from customer to customer.
How do I add The Gayatri Co-Operative Urban Bank Limited Huzurabad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GABK0001065, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC GABK0001065 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GABK0001065 to send funds instantly.
Summary
The IFSC code GABK0001065 belongs to The Gayatri Co-Operative Urban Bank Limited's HUZURABAD branch, located at 14-34, JAMMIKUNTA ROAD, BUSSTAND AREA, HUZURABAD DIST KARIMNAGAR-505468 in HUZURABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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