IFSC Code of The Gayatri Co-Operative Urban Bank Limited, Hanamkonda Branch, Telangana

If you are searching for the IFSC code of The Gayatri Co-Operative Urban Bank Limited, HANAMKONDA branch in HANAMKONDA, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is GABK0001008. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HANAMKONDA branch, and detailed step-by-step guides for using the IFSC GABK0001008 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GABK0001008 is the IFSC of The Gayatri Co-Operative Urban Bank Limited's HANAMKONDA branch. The format is fixed: GABK = bank code, 0 = reserved, 001008 = branch identifier.

Bank profile

The Gayatri Co-Operative Urban Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Hanamkonda branch — IFSC GABK0001008 — extends the bank's services to customers in and around Hanamkonda, Telangana.

About this branch

The branch is located at 5-9-34, 5-9-35, LASKAR BAZAR, NEAR TO PUBLIC GARDEN, HANAMKONDA, DIST WARANGAL.T.S.. It serves the Hanamkonda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gayatri Co-Operative Urban Bank Limited. The IFSC GABK0001008 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gayatri Co-Operative Urban Bank Limited's HANAMKONDA branch came to be assigned the code GABK0001008.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GABK0001008, money simply cannot be routed to the HANAMKONDA branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gayatri Co-Operative Urban Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GABK0001008 and the account number together uniquely identify the Hanamkonda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC GABK0001008

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GABK0001008 across all three.

NEFT to The Gayatri Co-Operative Urban Bank Limited, HANAMKONDA using IFSC GABK0001008

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GABK0001008, and confirm that the system picks up The Gayatri Co-Operative Urban Bank Limited – HANAMKONDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GABK0001008

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gayatri Co-Operative Urban Bank Limited – HANAMKONDA, ensure your bank's portal accepts IFSC GABK0001008 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gayatri Co-Operative Urban Bank Limited HANAMKONDA (IFSC GABK0001008)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GABK0001008 in your mobile or internet banking app, and the money is credited to the HANAMKONDA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Hanamkonda

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GABK0001008:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at HANAMKONDA is still linked to IFSC GABK0001008.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gayatri Co-Operative Urban Bank Limited's HANAMKONDA branch, the IFSC GABK0001008 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Hanamkonda branch

Once you have an account at The Gayatri Co-Operative Urban Bank Limited – HANAMKONDA, the IFSC GABK0001008 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Hanamkonda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8500468678.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GABK0001008

Online banking and IFSC GABK0001008

The Gayatri Co-Operative Urban Bank Limited customers can register for net banking and the bank's official mobile app once their account at the HANAMKONDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GABK0001008 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Hanamkonda branch

The branch is located at 5-9-34, 5-9-35, LASKAR BAZAR, NEAR TO PUBLIC GARDEN, HANAMKONDA, DIST WARANGAL.T.S., which puts it inside Hanamkonda, the broader Warangal district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “The Gayatri Co-Operative Urban Bank Limited Hanamkonda branch” — the verified location pin for IFSC GABK0001008 should appear at the top of the results.
2. Confirm the branch is open by calling 8500468678 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GABK0001008 and your account number.

Common mistakes to avoid when using IFSC GABK0001008

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gayatri Co-Operative Urban Bank Limited – HANAMKONDA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GABK0001008.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hanamkonda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GABK0001008, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GABK0001008 for The Gayatri Co-Operative Urban Bank Limited – HANAMKONDA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: GABK0001008 is the IFSC code of The Gayatri Co-Operative Urban Bank Limited, HANAMKONDA branch, in HANAMKONDA, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.