IFSC Code of The Delhi State Cooperative Bank Limited, Wazirabad Branch, Delhi

Use this page as a one-stop reference for everything related to The Delhi State Cooperative Bank Limited's WAZIRABAD branch in NEW DELHI, DELHI. The branch's IFSC code DLSC0000032 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, DLSC0000032 is the IFSC of The Delhi State Cooperative Bank Limited's WAZIRABAD branch. The format is fixed: DLSC = bank code, 0 = reserved, 000032 = branch identifier.

About the bank

The Delhi State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Wazirabad branch in New Delhi, Delhi is part of this network and uses the IFSC code DLSC0000032 for all electronic settlement.

Branch details at a glance

About the Wazirabad branch

The Wazirabad branch of The Delhi State Cooperative Bank Limited is situated at MAIN JAGATPURI ROAD,WAZIRABAD VILLAGE,DELHI 110084. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DLSC0000032 is used.

Why every The Delhi State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WAZIRABAD of The Delhi State Cooperative Bank Limited — its own 11-character IFSC. The code DLSC0000032 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DLSC0000032 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Wazirabad branch

Once you have an account at The Delhi State Cooperative Bank Limited – WAZIRABAD, the IFSC DLSC0000032 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Wazirabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-27650351.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC DLSC0000032

How to transfer money using IFSC DLSC0000032

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLSC0000032 across all three.

NEFT to The Delhi State Cooperative Bank Limited, WAZIRABAD using IFSC DLSC0000032

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DLSC0000032, and confirm that the system picks up The Delhi State Cooperative Bank Limited – WAZIRABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to WAZIRABAD

If you need to transfer ₹2 lakh or more in one go to an account at The Delhi State Cooperative Bank Limited's WAZIRABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DLSC0000032 while initiating the transfer and the credit will appear within minutes.

IMPS to The Delhi State Cooperative Bank Limited WAZIRABAD (IFSC DLSC0000032)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DLSC0000032 in your mobile or internet banking app, and the money is credited to the WAZIRABAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC DLSC0000032 for The Delhi State Cooperative Bank Limited – WAZIRABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Wazirabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC DLSC0000032

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Delhi State Cooperative Bank Limited – WAZIRABAD is still mapped to IFSC DLSC0000032. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DLSC0000032 and the beneficiary's account number to complete the transfer.

Online banking and IFSC DLSC0000032

The Delhi State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the WAZIRABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DLSC0000032 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Delhi State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DLSC0000032 and the account number together uniquely identify the Wazirabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Delhi State Cooperative Bank Limited – WAZIRABAD:

• The IFSC is exactly DLSC0000032 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Delhi State Cooperative Bank Limited as the bank name and WAZIRABAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Wazirabad branch sits at MAIN JAGATPURI ROAD,WAZIRABAD VILLAGE,DELHI 110084. If you are travelling from outside New Delhi, search for the branch on a maps application using the bank name and locality, or call 11-27650351 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DLSC0000032 and your account number.

Verifying IFSC DLSC0000032 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DLSC0000032 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-27650351.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Wazirabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DLSC0000032 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: DLSC0000032 is the IFSC code of The Delhi State Cooperative Bank Limited, WAZIRABAD branch, in NEW DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.