IFSC Code of The Delhi State Cooperative Bank Limited, Nihal Vihar Branch, Delhi

Use this page as a one-stop reference for everything related to The Delhi State Cooperative Bank Limited's NIHAL VIHAR branch in NEW DELHI, DELHI. The branch's IFSC code DLSC0000036 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Delhi State Cooperative Bank Limited – NIHAL VIHAR is DLSC0000036. The first four letters DLSC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000036 map to this branch in NEW DELHI, DELHI.

About the bank

The Delhi State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nihal Vihar branch in New Delhi, Delhi is part of this network and uses the IFSC code DLSC0000036 for all electronic settlement.

Branch details at a glance

About the Nihal Vihar branch

The Nihal Vihar branch of The Delhi State Cooperative Bank Limited is situated at C BY O RAJINDERA PUBLIC SCHOOL,50 FOOT ROAD,NIHAL VIHAR,DELHI 110041. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DLSC0000036 is used.

Why every The Delhi State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NIHAL VIHAR of The Delhi State Cooperative Bank Limited — its own 11-character IFSC. The code DLSC0000036 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DLSC0000036 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Nihal Vihar branch is mapped to IFSC DLSC0000036 on the RBI payments network. The branch generally supports the full retail product catalogue of The Delhi State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DLSC0000036.

Products and services

Customers walking into the Nihal Vihar branch can access most of The Delhi State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DLSC0000036

How to transfer money using IFSC DLSC0000036

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLSC0000036 across all three.

NEFT to The Delhi State Cooperative Bank Limited, NIHAL VIHAR using IFSC DLSC0000036

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DLSC0000036, and confirm that the system picks up The Delhi State Cooperative Bank Limited – NIHAL VIHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC DLSC0000036

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Delhi State Cooperative Bank Limited – NIHAL VIHAR, ensure your bank's portal accepts IFSC DLSC0000036 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Delhi State Cooperative Bank Limited – NIHAL VIHAR, use IMPS. With IFSC DLSC0000036 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC DLSC0000036 for The Delhi State Cooperative Bank Limited – NIHAL VIHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nihal Vihar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Delhi State Cooperative Bank Limited's NIHAL VIHAR branch, the IFSC DLSC0000036 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Nihal Vihar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DLSC0000036 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Nihal Vihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DLSC0000036 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Delhi State Cooperative Bank Limited – NIHAL VIHAR:

• The IFSC is exactly DLSC0000036 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Delhi State Cooperative Bank Limited as the bank name and NIHAL VIHAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Nihal Vihar branch

The branch is located at C BY O RAJINDERA PUBLIC SCHOOL,50 FOOT ROAD,NIHAL VIHAR,DELHI 110041, which puts it inside New Delhi, the broader West district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “The Delhi State Cooperative Bank Limited Nihal Vihar branch” — the verified location pin for IFSC DLSC0000036 should appear at the top of the results.
2. Confirm the branch is open by calling 11-65168300 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DLSC0000036 and your account number.

Verifying IFSC DLSC0000036 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DLSC0000036 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-65168300.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nihal Vihar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DLSC0000036, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: DLSC0000036 is the IFSC code of The Delhi State Cooperative Bank Limited, NIHAL VIHAR branch, in NEW DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.