IFSC Code of The Delhi State Cooperative Bank Limited, Najafgarh Branch, Delhi

Use this page as a one-stop reference for everything related to The Delhi State Cooperative Bank Limited's NAJAFGARH branch in NEW DELHI, DELHI. The branch's IFSC code DLSC0000014 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Delhi State Cooperative Bank Limited – NAJAFGARH is DLSC0000014. The first four letters DLSC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000014 map to this branch in NEW DELHI, DELHI.

Bank profile

The Delhi State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Najafgarh branch — IFSC DLSC0000014 — extends the bank's services to customers in and around New Delhi, Delhi.

About the Najafgarh branch

The Najafgarh branch of The Delhi State Cooperative Bank Limited is situated at KRISHNA COMPLEX,IST FLOOR,GAUSHALA ROAD,NAJAFGARH,DELHI 110043. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DLSC0000014 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Delhi State Cooperative Bank Limited's NAJAFGARH branch came to be assigned the code DLSC0000014.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DLSC0000014, money simply cannot be routed to the NAJAFGARH branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Najafgarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DLSC0000014 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC DLSC0000014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLSC0000014 across all three.

NEFT to The Delhi State Cooperative Bank Limited, NAJAFGARH using IFSC DLSC0000014

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DLSC0000014, and confirm that the system picks up The Delhi State Cooperative Bank Limited – NAJAFGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC DLSC0000014

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Delhi State Cooperative Bank Limited – NAJAFGARH, ensure your bank's portal accepts IFSC DLSC0000014 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Delhi State Cooperative Bank Limited – NAJAFGARH, use IMPS. With IFSC DLSC0000014 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Najafgarh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DLSC0000014:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAJAFGARH is still linked to IFSC DLSC0000014.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Delhi State Cooperative Bank Limited's NAJAFGARH branch, the IFSC DLSC0000014 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Najafgarh branch is mapped to IFSC DLSC0000014 on the RBI payments network. The branch generally supports the full retail product catalogue of The Delhi State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DLSC0000014.

Products and services

Customers walking into the Najafgarh branch can access most of The Delhi State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DLSC0000014

Digital banking channels

Most day-to-day work that customers used to do at the Najafgarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DLSC0000014 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Najafgarh branch

The branch is located at KRISHNA COMPLEX,IST FLOOR,GAUSHALA ROAD,NAJAFGARH,DELHI 110043, which puts it inside New Delhi, the broader South West district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “The Delhi State Cooperative Bank Limited Najafgarh branch” — the verified location pin for IFSC DLSC0000014 should appear at the top of the results.
2. Confirm the branch is open by calling 11-25016235 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DLSC0000014 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Delhi State Cooperative Bank Limited – NAJAFGARH:

• The IFSC is exactly DLSC0000014 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Delhi State Cooperative Bank Limited as the bank name and NAJAFGARH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Najafgarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DLSC0000014 continue to work without interruption.

Verifying IFSC DLSC0000014 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DLSC0000014 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-25016235.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DLSC0000014 belongs to The Delhi State Cooperative Bank Limited's NAJAFGARH branch, located at KRISHNA COMPLEX,IST FLOOR,GAUSHALA ROAD,NAJAFGARH,DELHI 110043 in NEW DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.