IFSC Code of The Delhi State Cooperative Bank Limited, Madipur Branch, Delhi

Below are the complete branch details for The Delhi State Cooperative Bank Limited, MADIPUR branch, located in NEW DELHI, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is DLSC0000081. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DLSC0000081 for The Delhi State Cooperative Bank Limited – MADIPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, DLSC0000081 is the IFSC of The Delhi State Cooperative Bank Limited's MADIPUR branch. The format is fixed: DLSC = bank code, 0 = reserved, 000081 = branch identifier.

Branch details at a glance

About the bank

The Delhi State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Madipur branch in New Delhi, Delhi is part of this network and uses the IFSC code DLSC0000081 for all electronic settlement.

Madipur branch overview

Located at VPO MADIPUR,DELHI 110063, the Madipur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DLSC0000081 is required for all interbank electronic transfers routed through this branch.

Why every The Delhi State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MADIPUR of The Delhi State Cooperative Bank Limited — its own 11-character IFSC. The code DLSC0000081 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DLSC0000081 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC DLSC0000081

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLSC0000081 across all three.

How to use IFSC DLSC0000081 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Delhi State Cooperative Bank Limited's MADIPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC DLSC0000081.
4. Confirm the bank name auto-populates as The Delhi State Cooperative Bank Limited and the branch as MADIPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC DLSC0000081

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Delhi State Cooperative Bank Limited – MADIPUR, ensure your bank's portal accepts IFSC DLSC0000081 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Delhi State Cooperative Bank Limited MADIPUR (IFSC DLSC0000081)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DLSC0000081 in your mobile or internet banking app, and the money is credited to the MADIPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC DLSC0000081 for The Delhi State Cooperative Bank Limited – MADIPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Madipur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Delhi State Cooperative Bank Limited's MADIPUR branch, the IFSC DLSC0000081 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Madipur branch is mapped to IFSC DLSC0000081 on the RBI payments network. The branch generally supports the full retail product catalogue of The Delhi State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DLSC0000081.

Banking services available

The Madipur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-25219039.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC DLSC0000081

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Delhi State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DLSC0000081 and the account number together uniquely identify the Madipur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Madipur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DLSC0000081 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Delhi State Cooperative Bank Limited – MADIPUR:

• The IFSC is exactly DLSC0000081 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Delhi State Cooperative Bank Limited as the bank name and MADIPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Madipur branch sits at VPO MADIPUR,DELHI 110063. If you are travelling from outside New Delhi, search for the branch on a maps application using the bank name and locality, or call 11-25219039 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DLSC0000081 and your account number.

Verifying IFSC DLSC0000081 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DLSC0000081 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-25219039.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Madipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DLSC0000081 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DLSC0000081 belongs to The Delhi State Cooperative Bank Limited's MADIPUR branch, located at VPO MADIPUR,DELHI 110063 in NEW DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.