This page lists the IFSC code, branch address, contact number and fund-transfer information for The Delhi State Cooperative Bank Limited, DARYAGANJ branch in NEW DELHI. The 11-digit IFSC DLSC0000002 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Delhi State Cooperative Bank Limited at the DARYAGANJ location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, DLSC0000002 is the IFSC of The Delhi State Cooperative Bank Limited's DARYAGANJ branch. The format is fixed: DLSC = bank code, 0 = reserved, 000002 = branch identifier.
About the bank
The Delhi State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Daryaganj branch in New Delhi, Delhi is part of this network and uses the IFSC code DLSC0000002 for all electronic settlement.
About this branch
The branch is located at 31,NETAJI SUBHASH MARG,DARYAGANJ,NEW DELHI 110002. It serves the New Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Delhi State Cooperative Bank Limited. The IFSC DLSC0000002 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | The Delhi State Cooperative Bank Limited |
|---|---|
| Branch | Daryaganj |
| IFSC Code | DLSC0000002 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 31,NETAJI SUBHASH MARG,DARYAGANJ,NEW DELHI 110002 |
| City | New Delhi |
| District | Central |
| State | Delhi |
| STD Code | 11 |
| Phone | 23273883 |
Why every The Delhi State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DARYAGANJ of The Delhi State Cooperative Bank Limited — its own 11-character IFSC. The code DLSC0000002 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DLSC0000002 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Delhi State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DLSC0000002 and the account number together uniquely identify the Daryaganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC DLSC0000002
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLSC0000002 across all three.
NEFT to The Delhi State Cooperative Bank Limited, DARYAGANJ using IFSC DLSC0000002
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DLSC0000002, and confirm that the system picks up The Delhi State Cooperative Bank Limited – DARYAGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DLSC0000002
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Delhi State Cooperative Bank Limited – DARYAGANJ, ensure your bank's portal accepts IFSC DLSC0000002 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Delhi State Cooperative Bank Limited DARYAGANJ (IFSC DLSC0000002)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DLSC0000002 in your mobile or internet banking app, and the money is credited to the DARYAGANJ branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DLSC0000002 for The Delhi State Cooperative Bank Limited – DARYAGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DLSC0000002 | Yes – DLSC0000002 | Yes – DLSC0000002 |
For most retail customers crediting the Daryaganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Delhi State Cooperative Bank Limited's DARYAGANJ branch, the IFSC DLSC0000002 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Daryaganj branch
Once you have an account at The Delhi State Cooperative Bank Limited – DARYAGANJ, the IFSC DLSC0000002 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Daryaganj branch can access most of The Delhi State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DLSC0000002
Digital banking channels
Most day-to-day work that customers used to do at the Daryaganj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DLSC0000002 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Daryaganj branch sits at 31,NETAJI SUBHASH MARG,DARYAGANJ,NEW DELHI 110002. If you are travelling from outside New Delhi, search for the branch on a maps application using the bank name and locality, or call 11-23273883 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DLSC0000002 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Delhi State Cooperative Bank Limited – DARYAGANJ:
- The IFSC is exactly DLSC0000002 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Delhi State Cooperative Bank Limited as the bank name and DARYAGANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Daryaganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DLSC0000002, however, work 24x7.
Verifying IFSC DLSC0000002 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DLSC0000002 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 11-23273883.
- Visiting the bank's official branch locator page.
Branch address & contact
The Delhi State Cooperative Bank LimitedDaryaganj Branch
31,NETAJI SUBHASH MARG,DARYAGANJ,NEW DELHI 110002
New Delhi, Delhi
Phone: 11-23273883
IFSC: DLSC0000002
Frequently asked questions
Is IFSC DLSC0000002 the same for all accounts at Daryaganj branch?
Yes. The IFSC DLSC0000002 is shared by every account held at The Delhi State Cooperative Bank Limited's Daryaganj branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using DLSC0000002 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Delhi State Cooperative Bank Limited – Daryaganj reflect within 30 minutes.
How do I add The Delhi State Cooperative Bank Limited Daryaganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DLSC0000002, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Daryaganj branch but serve different purposes.
Where is The Delhi State Cooperative Bank Limited Daryaganj branch located?
The Delhi State Cooperative Bank Limited's Daryaganj branch is located at 31,NETAJI SUBHASH MARG,DARYAGANJ,NEW DELHI 110002, New Delhi, Delhi.
Can I use IFSC DLSC0000002 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DLSC0000002 to send funds instantly.
What is the phone number of The Delhi State Cooperative Bank Limited Daryaganj branch?
You can reach the branch at 11-23273883 during regular banking hours.
Final notes
To recap: DLSC0000002 is the IFSC code of The Delhi State Cooperative Bank Limited, DARYAGANJ branch, in NEW DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
