IFSC Code of The Delhi State Cooperative Bank Limited, Chiragh Delhi Branch, Delhi

If you are searching for the IFSC code of The Delhi State Cooperative Bank Limited, CHIRAGH DELHI branch in NEW DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is DLSC0000031. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHIRAGH DELHI branch, and detailed step-by-step guides for using the IFSC DLSC0000031 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Delhi State Cooperative Bank Limited – CHIRAGH DELHI is DLSC0000031. The first four letters DLSC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000031 map to this branch in NEW DELHI, DELHI.

Bank profile

The Delhi State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Chiragh Delhi branch — IFSC DLSC0000031 — extends the bank's services to customers in and around New Delhi, Delhi.

Branch details at a glance

Chiragh Delhi branch overview

Located at 576,MAIN MARKET,V.P.O.CHIRAG DELHI,DELHI 110017, the Chiragh Delhi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DLSC0000031 is required for all interbank electronic transfers routed through this branch.

Why every The Delhi State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHIRAGH DELHI of The Delhi State Cooperative Bank Limited — its own 11-character IFSC. The code DLSC0000031 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DLSC0000031 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Chiragh Delhi branch

Once you have an account at The Delhi State Cooperative Bank Limited – CHIRAGH DELHI, the IFSC DLSC0000031 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Chiragh Delhi branch can access most of The Delhi State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DLSC0000031

How to transfer money using IFSC DLSC0000031

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLSC0000031 across all three.

How to use IFSC DLSC0000031 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Delhi State Cooperative Bank Limited's CHIRAGH DELHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC DLSC0000031.
4. Confirm the bank name auto-populates as The Delhi State Cooperative Bank Limited and the branch as CHIRAGH DELHI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC DLSC0000031

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Delhi State Cooperative Bank Limited – CHIRAGH DELHI, ensure your bank's portal accepts IFSC DLSC0000031 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Delhi State Cooperative Bank Limited CHIRAGH DELHI (IFSC DLSC0000031)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DLSC0000031 in your mobile or internet banking app, and the money is credited to the CHIRAGH DELHI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC DLSC0000031 for The Delhi State Cooperative Bank Limited – CHIRAGH DELHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chiragh Delhi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Delhi State Cooperative Bank Limited's CHIRAGH DELHI branch, the IFSC DLSC0000031 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC DLSC0000031

The Delhi State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHIRAGH DELHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DLSC0000031 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Chiragh Delhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DLSC0000031 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Delhi State Cooperative Bank Limited – CHIRAGH DELHI:

• The IFSC is exactly DLSC0000031 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Delhi State Cooperative Bank Limited as the bank name and CHIRAGH DELHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chiragh Delhi branch sits at 576,MAIN MARKET,V.P.O.CHIRAG DELHI,DELHI 110017. If you are travelling from outside New Delhi, search for the branch on a maps application using the bank name and locality, or call 11-29250116 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DLSC0000031 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC DLSC0000031 for The Delhi State Cooperative Bank Limited – CHIRAGH DELHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chiragh Delhi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DLSC0000031, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DLSC0000031 belongs to The Delhi State Cooperative Bank Limited's CHIRAGH DELHI branch, located at 576,MAIN MARKET,V.P.O.CHIRAG DELHI,DELHI 110017 in NEW DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.