IFSC Code of The Delhi State Cooperative Bank Limited, Budh Vihar Branch, Delhi

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Delhi State Cooperative Bank Limited, BUDH VIHAR branch in NEW DELHI. The 11-digit IFSC DLSC0000022 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Delhi State Cooperative Bank Limited at the BUDH VIHAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Delhi State Cooperative Bank Limited – BUDH VIHAR is DLSC0000022. The first four letters DLSC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000022 map to this branch in NEW DELHI, DELHI.

Bank profile

The Delhi State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Budh Vihar branch — IFSC DLSC0000022 — extends the bank's services to customers in and around New Delhi, Delhi.

Branch details at a glance

About this branch

The branch is located at MAIN KHANJAWALA ROAD,GUGAN SINGH MARKET,BUDH VIHAR,DELHI 110086. It serves the New Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Delhi State Cooperative Bank Limited. The IFSC DLSC0000022 is used to identify this branch on the RBI payments network.

Why every The Delhi State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BUDH VIHAR of The Delhi State Cooperative Bank Limited — its own 11-character IFSC. The code DLSC0000022 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DLSC0000022 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Budh Vihar branch

Once you have an account at The Delhi State Cooperative Bank Limited – BUDH VIHAR, the IFSC DLSC0000022 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Budh Vihar branch can access most of The Delhi State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DLSC0000022

How to transfer money using IFSC DLSC0000022

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLSC0000022 across all three.

How to use IFSC DLSC0000022 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Delhi State Cooperative Bank Limited's BUDH VIHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC DLSC0000022.
4. Confirm the bank name auto-populates as The Delhi State Cooperative Bank Limited and the branch as BUDH VIHAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC DLSC0000022

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Delhi State Cooperative Bank Limited – BUDH VIHAR, ensure your bank's portal accepts IFSC DLSC0000022 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Delhi State Cooperative Bank Limited BUDH VIHAR (IFSC DLSC0000022)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DLSC0000022 in your mobile or internet banking app, and the money is credited to the BUDH VIHAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Budh Vihar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DLSC0000022:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BUDH VIHAR is still linked to IFSC DLSC0000022.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC DLSC0000022

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Delhi State Cooperative Bank Limited – BUDH VIHAR is still mapped to IFSC DLSC0000022. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DLSC0000022 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Budh Vihar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DLSC0000022 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Delhi State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DLSC0000022 and the account number together uniquely identify the Budh Vihar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC DLSC0000022

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Delhi State Cooperative Bank Limited – BUDH VIHAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: DLSC0000022.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Budh Vihar branch sits at MAIN KHANJAWALA ROAD,GUGAN SINGH MARKET,BUDH VIHAR,DELHI 110086. If you are travelling from outside New Delhi, search for the branch on a maps application using the bank name and locality, or call 11-27532604 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DLSC0000022 and your account number.

Verifying IFSC DLSC0000022 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DLSC0000022 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-27532604.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Budh Vihar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DLSC0000022 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: DLSC0000022 is the IFSC code of The Delhi State Cooperative Bank Limited, BUDH VIHAR branch, in NEW DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.