Use this page as a one-stop reference for everything related to The Cosmos Cooperative Bank Limited's DOMBIVALI branch in THANE, MAHARASHTRA. The branch's IFSC code COSB0000075 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, COSB0000075 is the IFSC of The Cosmos Cooperative Bank Limited's DOMBIVALI branch. The format is fixed: COSB = bank code, 0 = reserved, 000075 = branch identifier.
Bank profile
The Cosmos Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Dombivali branch — IFSC COSB0000075 — extends the bank's services to customers in and around Thane, Maharashtra.
Branch details at a glance
| Bank Name | The Cosmos Cooperative Bank Limited |
|---|---|
| Branch | Dombivali |
| IFSC Code | COSB0000075 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SINDHUDURG COOP HSG SOCIETY, GROUND FLOOR, TILAK CHOWK, TILAK NAGAR, DOMBIVALI EAST, 421201 |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| STD Code | 251 |
| Phone | 2435618 |
About the Dombivali branch
The Dombivali branch of The Cosmos Cooperative Bank Limited is situated at SINDHUDURG COOP HSG SOCIETY, GROUND FLOOR, TILAK CHOWK, TILAK NAGAR, DOMBIVALI EAST, 421201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code COSB0000075 is used.
Why every The Cosmos Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DOMBIVALI of The Cosmos Cooperative Bank Limited — its own 11-character IFSC. The code COSB0000075 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC COSB0000075 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Dombivali branch is mapped to IFSC COSB0000075 on the RBI payments network. The branch generally supports the full retail product catalogue of The Cosmos Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains COSB0000075.
Banking services available
The Dombivali branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 251-2435618.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC COSB0000075
How to transfer money using IFSC COSB0000075
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC COSB0000075 across all three.
NEFT to The Cosmos Cooperative Bank Limited, DOMBIVALI using IFSC COSB0000075
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC COSB0000075, and confirm that the system picks up The Cosmos Cooperative Bank Limited – DOMBIVALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DOMBIVALI
If you need to transfer ₹2 lakh or more in one go to an account at The Cosmos Cooperative Bank Limited's DOMBIVALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC COSB0000075 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Cosmos Cooperative Bank Limited – DOMBIVALI, use IMPS. With IFSC COSB0000075 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Dombivali
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC COSB0000075:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DOMBIVALI is still linked to IFSC COSB0000075.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC COSB0000075
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Cosmos Cooperative Bank Limited – DOMBIVALI is still mapped to IFSC COSB0000075. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC COSB0000075 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Dombivali branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC COSB0000075 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Cosmos Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC COSB0000075 and the account number together uniquely identify the Dombivali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Cosmos Cooperative Bank Limited – DOMBIVALI:
- The IFSC is exactly COSB0000075 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Cosmos Cooperative Bank Limited as the bank name and DOMBIVALI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Dombivali branch sits at SINDHUDURG COOP HSG SOCIETY, GROUND FLOOR, TILAK CHOWK, TILAK NAGAR, DOMBIVALI EAST, 421201. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 251-2435618 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC COSB0000075 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC COSB0000075 for The Cosmos Cooperative Bank Limited – DOMBIVALI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Dombivali are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to COSB0000075 continue to work without interruption.
Branch address & contact
The Cosmos Cooperative Bank LimitedDombivali Branch
SINDHUDURG COOP HSG SOCIETY, GROUND FLOOR, TILAK CHOWK, TILAK NAGAR, DOMBIVALI EAST, 421201
Thane, Maharashtra
Phone: 251-2435618
IFSC: COSB0000075
Frequently asked questions
Can I use IFSC COSB0000075 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC COSB0000075 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dombivali branch but serve different purposes.
Does The Cosmos Cooperative Bank Limited Dombivali branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 251-2435618 to confirm.
How quickly will an NEFT transfer using COSB0000075 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Cosmos Cooperative Bank Limited – Dombivali reflect within 30 minutes.
What is the phone number of The Cosmos Cooperative Bank Limited Dombivali branch?
You can reach the branch at 251-2435618 during regular banking hours.
Where is The Cosmos Cooperative Bank Limited Dombivali branch located?
The Cosmos Cooperative Bank Limited's Dombivali branch is located at SINDHUDURG COOP HSG SOCIETY, GROUND FLOOR, TILAK CHOWK, TILAK NAGAR, DOMBIVALI EAST, 421201, Thane, Maharashtra.
How do I add The Cosmos Cooperative Bank Limited Dombivali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC COSB0000075, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC COSB0000075 the same for all accounts at Dombivali branch?
Yes. The IFSC COSB0000075 is shared by every account held at The Cosmos Cooperative Bank Limited's Dombivali branch. Only the account number changes from customer to customer.
Summary
The IFSC code COSB0000075 belongs to The Cosmos Cooperative Bank Limited's DOMBIVALI branch, located at SINDHUDURG COOP HSG SOCIETY, GROUND FLOOR, TILAK CHOWK, TILAK NAGAR, DOMBIVALI… in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
