This page lists the IFSC code, branch address, contact number and fund-transfer information for The Cosmos Cooperative Bank Limited, AUNDH- SANEWADI branch in PUNE. The 11-digit IFSC COSB0000007 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Cosmos Cooperative Bank Limited at the AUNDH- SANEWADI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, COSB0000007 is the IFSC of The Cosmos Cooperative Bank Limited's AUNDH- SANEWADI branch. The format is fixed: COSB = bank code, 0 = reserved, 000007 = branch identifier.
About The Cosmos Cooperative Bank Limited
The Cosmos Cooperative Bank Limited operates a wide network of branches across India, including the Aundh- Sanewadi branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, COSB0000007.
Branch details at a glance
| Bank Name | The Cosmos Cooperative Bank Limited |
|---|---|
| Branch | Aundh- Sanewadi |
| IFSC Code | COSB0000007 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NAV-VRUSHALI HSG. SOC. S.NO.128/4, PLOT NO 7, AUNDH,PUNE 411 007 |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 20 |
| Phone | 5882697 |
About this branch
The branch is located at NAV-VRUSHALI HSG. SOC. S.NO.128/4, PLOT NO 7, AUNDH,PUNE 411 007. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Cosmos Cooperative Bank Limited. The IFSC COSB0000007 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Cosmos Cooperative Bank Limited's AUNDH- SANEWADI branch came to be assigned the code COSB0000007.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC COSB0000007, money simply cannot be routed to the AUNDH- SANEWADI branch electronically.
Account types you can open at the Aundh- Sanewadi branch
Once you have an account at The Cosmos Cooperative Bank Limited – AUNDH- SANEWADI, the IFSC COSB0000007 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Aundh- Sanewadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-5882697.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC COSB0000007
How to transfer money using IFSC COSB0000007
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC COSB0000007 across all three.
How to use IFSC COSB0000007 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Cosmos Cooperative Bank Limited's AUNDH- SANEWADI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC COSB0000007.
- Confirm the bank name auto-populates as The Cosmos Cooperative Bank Limited and the branch as AUNDH- SANEWADI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC COSB0000007
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Cosmos Cooperative Bank Limited – AUNDH- SANEWADI, ensure your bank's portal accepts IFSC COSB0000007 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Cosmos Cooperative Bank Limited AUNDH- SANEWADI (IFSC COSB0000007)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC COSB0000007 in your mobile or internet banking app, and the money is credited to the AUNDH- SANEWADI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Aundh- Sanewadi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC COSB0000007:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AUNDH- SANEWADI is still linked to IFSC COSB0000007.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC COSB0000007
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Cosmos Cooperative Bank Limited – AUNDH- SANEWADI is still mapped to IFSC COSB0000007. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC COSB0000007 and the beneficiary's account number to complete the transfer.
Online banking and IFSC COSB0000007
The Cosmos Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AUNDH- SANEWADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC COSB0000007 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Cosmos Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC COSB0000007 and the account number together uniquely identify the Aundh- Sanewadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Cosmos Cooperative Bank Limited – AUNDH- SANEWADI:
- The IFSC is exactly COSB0000007 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Cosmos Cooperative Bank Limited as the bank name and AUNDH- SANEWADI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Aundh- Sanewadi branch
The branch is located at NAV-VRUSHALI HSG. SOC. S.NO.128/4, PLOT NO 7, AUNDH,PUNE 411 007, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Cosmos Cooperative Bank Limited Aundh- Sanewadi branch” — the verified location pin for IFSC COSB0000007 should appear at the top of the results.
- Confirm the branch is open by calling 20-5882697 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC COSB0000007 and your account number.
Verifying IFSC COSB0000007 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm COSB0000007 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 20-5882697.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Aundh- Sanewadi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC COSB0000007, however, work 24x7.
Branch address & contact
The Cosmos Cooperative Bank LimitedAundh- Sanewadi Branch
NAV-VRUSHALI HSG. SOC. S.NO.128/4, PLOT NO 7, AUNDH,PUNE 411 007
Pune, Maharashtra
Phone: 20-5882697
IFSC: COSB0000007
Frequently asked questions
How quickly will an NEFT transfer using COSB0000007 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Cosmos Cooperative Bank Limited – Aundh- Sanewadi reflect within 30 minutes.
Can I use IFSC COSB0000007 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC COSB0000007 to send funds instantly.
Is IFSC COSB0000007 valid for NEFT and RTGS?
Yes. IFSC COSB0000007 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Aundh- Sanewadi branch but serve different purposes.
Where is The Cosmos Cooperative Bank Limited Aundh- Sanewadi branch located?
The Cosmos Cooperative Bank Limited's Aundh- Sanewadi branch is located at NAV-VRUSHALI HSG. SOC. S.NO.128/4, PLOT NO 7, AUNDH,PUNE 411 007, Pune, Maharashtra.
How do I add The Cosmos Cooperative Bank Limited Aundh- Sanewadi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC COSB0000007, and complete OTP verification. Once activated, you can transfer funds at any time.
Does The Cosmos Cooperative Bank Limited Aundh- Sanewadi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 20-5882697 to confirm.
What is the phone number of The Cosmos Cooperative Bank Limited Aundh- Sanewadi branch?
You can reach the branch at 20-5882697 during regular banking hours.
Final notes
To recap: COSB0000007 is the IFSC code of The Cosmos Cooperative Bank Limited, AUNDH- SANEWADI branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
