Use this page as a one-stop reference for everything related to The Cosmos Cooperative Bank Limited's MYSORE BRANCH branch in MYSORE, KARNATAKA. The branch's IFSC code COSB0000170 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, COSB0000170 is the IFSC of The Cosmos Cooperative Bank Limited's MYSORE BRANCH branch. The format is fixed: COSB = bank code, 0 = reserved, 000170 = branch identifier.
About the bank
The Cosmos Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mysore Branch branch in Mysore, Karnataka is part of this network and uses the IFSC code COSB0000170 for all electronic settlement.
About this branch
The branch is located at NO 1335C AND D BLOCK KUVEMPU NAGAR MYSORE 570023. It serves the Mysore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Cosmos Cooperative Bank Limited. The IFSC COSB0000170 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | The Cosmos Cooperative Bank Limited |
|---|---|
| Branch | Mysore Branch |
| IFSC Code | COSB0000170 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 1335C AND D BLOCK KUVEMPU NAGAR MYSORE 570023 |
| City | Mysore |
| District | Bengaluru |
| State | Karnataka |
| STD Code | 821 |
| Phone | 2565666 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Cosmos Cooperative Bank Limited's MYSORE BRANCH branch came to be assigned the code COSB0000170.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC COSB0000170, money simply cannot be routed to the MYSORE BRANCH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Cosmos Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC COSB0000170 and the account number together uniquely identify the Mysore Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC COSB0000170
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC COSB0000170 across all three.
NEFT to The Cosmos Cooperative Bank Limited, MYSORE BRANCH using IFSC COSB0000170
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC COSB0000170, and confirm that the system picks up The Cosmos Cooperative Bank Limited – MYSORE BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MYSORE BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at The Cosmos Cooperative Bank Limited's MYSORE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC COSB0000170 while initiating the transfer and the credit will appear within minutes.
IMPS to The Cosmos Cooperative Bank Limited MYSORE BRANCH (IFSC COSB0000170)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC COSB0000170 in your mobile or internet banking app, and the money is credited to the MYSORE BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC COSB0000170 for The Cosmos Cooperative Bank Limited – MYSORE BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – COSB0000170 | Yes – COSB0000170 | Yes – COSB0000170 |
For most retail customers crediting the Mysore Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC COSB0000170
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Cosmos Cooperative Bank Limited – MYSORE BRANCH is still mapped to IFSC COSB0000170. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC COSB0000170 and the beneficiary's account number to complete the transfer.
Account types you can open at the Mysore Branch branch
Once you have an account at The Cosmos Cooperative Bank Limited – MYSORE BRANCH, the IFSC COSB0000170 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Mysore Branch branch can access most of The Cosmos Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC COSB0000170
Online banking and IFSC COSB0000170
The Cosmos Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MYSORE BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC COSB0000170 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Mysore Branch branch
The branch is located at NO 1335C AND D BLOCK KUVEMPU NAGAR MYSORE 570023, which puts it inside Mysore, the broader Bengaluru district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “The Cosmos Cooperative Bank Limited Mysore Branch branch” — the verified location pin for IFSC COSB0000170 should appear at the top of the results.
- Confirm the branch is open by calling 821-2565666 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC COSB0000170 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Cosmos Cooperative Bank Limited – MYSORE BRANCH:
- The IFSC is exactly COSB0000170 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Cosmos Cooperative Bank Limited as the bank name and MYSORE BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Mysore Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to COSB0000170 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC COSB0000170 for The Cosmos Cooperative Bank Limited – MYSORE BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
The Cosmos Cooperative Bank LimitedMysore Branch Branch
NO 1335C AND D BLOCK KUVEMPU NAGAR MYSORE 570023
Mysore, Karnataka
Phone: 821-2565666
IFSC: COSB0000170
Frequently asked questions
Does The Cosmos Cooperative Bank Limited Mysore Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 821-2565666 to confirm.
What is the phone number of The Cosmos Cooperative Bank Limited Mysore Branch branch?
You can reach the branch at 821-2565666 during regular banking hours.
How do I add The Cosmos Cooperative Bank Limited Mysore Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC COSB0000170, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The Cosmos Cooperative Bank Limited Mysore Branch branch located?
The Cosmos Cooperative Bank Limited's Mysore Branch branch is located at NO 1335C AND D BLOCK KUVEMPU NAGAR MYSORE 570023, Mysore, Karnataka.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mysore Branch branch but serve different purposes.
How quickly will an NEFT transfer using COSB0000170 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Cosmos Cooperative Bank Limited – Mysore Branch reflect within 30 minutes.
Is IFSC COSB0000170 valid for NEFT and RTGS?
Yes. IFSC COSB0000170 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of The Cosmos Cooperative Bank Limited Mysore Branch branch?
The IFSC code of The Cosmos Cooperative Bank Limited, Mysore Branch branch is COSB0000170. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: COSB0000170 is the IFSC code of The Cosmos Cooperative Bank Limited, MYSORE BRANCH branch, in MYSORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
