IFSC Code of The Cosmos Cooperative Bank Limited, Koramangala Branch Branch, Karnataka

If you are searching for the IFSC code of The Cosmos Cooperative Bank Limited, KORAMANGALA BRANCH branch in BANGLORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is COSB0000161. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KORAMANGALA BRANCH branch, and detailed step-by-step guides for using the IFSC COSB0000161 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Cosmos Cooperative Bank Limited – KORAMANGALA BRANCH is COSB0000161. The first four letters COSB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000161 map to this branch in BANGLORE, KARNATAKA.

About the bank

The Cosmos Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Koramangala Branch branch in Banglore, Karnataka is part of this network and uses the IFSC code COSB0000161 for all electronic settlement.

Branch details at a glance

About the Koramangala Branch branch

The Koramangala Branch branch of The Cosmos Cooperative Bank Limited is situated at O 73 GROUND FLOOR AMRIT CHEMBERS KORAMANGALA INDUSTRIAL LAYOUT BANGALURU 560095. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code COSB0000161 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Cosmos Cooperative Bank Limited's KORAMANGALA BRANCH branch came to be assigned the code COSB0000161.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC COSB0000161, money simply cannot be routed to the KORAMANGALA BRANCH branch electronically.

Products and account variants supported

Every account opened at the Koramangala Branch branch is mapped to IFSC COSB0000161 on the RBI payments network. The branch generally supports the full retail product catalogue of The Cosmos Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains COSB0000161.

Products and services

Customers walking into the Koramangala Branch branch can access most of The Cosmos Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC COSB0000161

How to transfer money using IFSC COSB0000161

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC COSB0000161 across all three.

NEFT to The Cosmos Cooperative Bank Limited, KORAMANGALA BRANCH using IFSC COSB0000161

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC COSB0000161, and confirm that the system picks up The Cosmos Cooperative Bank Limited – KORAMANGALA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC COSB0000161

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Cosmos Cooperative Bank Limited – KORAMANGALA BRANCH, ensure your bank's portal accepts IFSC COSB0000161 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Cosmos Cooperative Bank Limited KORAMANGALA BRANCH (IFSC COSB0000161)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC COSB0000161 in your mobile or internet banking app, and the money is credited to the KORAMANGALA BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Koramangala Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC COSB0000161:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KORAMANGALA BRANCH is still linked to IFSC COSB0000161.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC COSB0000161

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Cosmos Cooperative Bank Limited – KORAMANGALA BRANCH is still mapped to IFSC COSB0000161. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC COSB0000161 and the beneficiary's account number to complete the transfer.

Online banking and IFSC COSB0000161

The Cosmos Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KORAMANGALA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC COSB0000161 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Koramangala Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC COSB0000161 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Cosmos Cooperative Bank Limited – KORAMANGALA BRANCH:

• The IFSC is exactly COSB0000161 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Cosmos Cooperative Bank Limited as the bank name and KORAMANGALA BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Koramangala Branch branch sits at O 73 GROUND FLOOR AMRIT CHEMBERS KORAMANGALA INDUSTRIAL LAYOUT BANGALURU 560095. If you are travelling from outside Banglore, search for the branch on a maps application using the bank name and locality, or call 80-25525279 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC COSB0000161 and your account number.

Verifying IFSC COSB0000161 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm COSB0000161 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-25525279.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Koramangala Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to COSB0000161 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code COSB0000161 belongs to The Cosmos Cooperative Bank Limited's KORAMANGALA BRANCH branch, located at O 73 GROUND FLOOR AMRIT CHEMBERS KORAMANGALA INDUSTRIAL LAYOUT BANGALURU 560095 in BANGLORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.