IFSC Code of The Cooperative Bank of Rajkot Limited, Sahkar Society Branch, Gujarat

Below are the complete branch details for The Cooperative Bank of Rajkot Limited, SAHKAR SOCIETY branch, located in RAJKOT, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is TCBR0000109. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TCBR0000109 for The Cooperative Bank of Rajkot Limited – SAHKAR SOCIETY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Cooperative Bank of Rajkot Limited's SAHKAR SOCIETY branch, the IFSC TCBR0000109 breaks down as follows: TCBR identifies the bank, 0 is the reserved character, and 000109 identifies this particular branch.

Branch details at a glance

Bank profile

The Cooperative Bank of Rajkot Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Sahkar Society branch — IFSC TCBR0000109 — extends the bank's services to customers in and around Rajkot, Gujarat.

About this branch

The branch is located at SAHAKAR JYOT,HASANWADI MAIN ROAD,NEAR TRISHUL CHOWK,RAJKOT 360002. It serves the Rajkot region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Cooperative Bank of Rajkot Limited. The IFSC TCBR0000109 is used to identify this branch on the RBI payments network.

Why every The Cooperative Bank of Rajkot Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAHKAR SOCIETY of The Cooperative Bank of Rajkot Limited — its own 11-character IFSC. The code TCBR0000109 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TCBR0000109 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC TCBR0000109

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TCBR0000109 across all three.

How to use IFSC TCBR0000109 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Cooperative Bank of Rajkot Limited's SAHKAR SOCIETY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TCBR0000109.
4. Confirm the bank name auto-populates as The Cooperative Bank of Rajkot Limited and the branch as SAHKAR SOCIETY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC TCBR0000109

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Cooperative Bank of Rajkot Limited – SAHKAR SOCIETY, ensure your bank's portal accepts IFSC TCBR0000109 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Cooperative Bank of Rajkot Limited SAHKAR SOCIETY (IFSC TCBR0000109)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TCBR0000109 in your mobile or internet banking app, and the money is credited to the SAHKAR SOCIETY branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sahkar Society

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TCBR0000109:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAHKAR SOCIETY is still linked to IFSC TCBR0000109.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TCBR0000109

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Cooperative Bank of Rajkot Limited – SAHKAR SOCIETY is still mapped to IFSC TCBR0000109. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TCBR0000109 and the beneficiary's account number to complete the transfer.

Account types you can open at the Sahkar Society branch

Once you have an account at The Cooperative Bank of Rajkot Limited – SAHKAR SOCIETY, the IFSC TCBR0000109 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sahkar Society branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 281-2363536.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TCBR0000109

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Cooperative Bank of Rajkot Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TCBR0000109 and the account number together uniquely identify the Sahkar Society branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC TCBR0000109

The Cooperative Bank of Rajkot Limited customers can register for net banking and the bank's official mobile app once their account at the SAHKAR SOCIETY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TCBR0000109 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC TCBR0000109

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Cooperative Bank of Rajkot Limited – SAHKAR SOCIETY, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TCBR0000109.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Sahkar Society branch

The branch is located at SAHAKAR JYOT,HASANWADI MAIN ROAD,NEAR TRISHUL CHOWK,RAJKOT 360002, which puts it inside Rajkot, the broader Rajkot district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Cooperative Bank of Rajkot Limited Sahkar Society branch” — the verified location pin for IFSC TCBR0000109 should appear at the top of the results.
2. Confirm the branch is open by calling 281-2363536 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TCBR0000109 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TCBR0000109 for The Cooperative Bank of Rajkot Limited – SAHKAR SOCIETY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sahkar Society branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TCBR0000109, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TCBR0000109 belongs to The Cooperative Bank of Rajkot Limited's SAHKAR SOCIETY branch, located at SAHAKAR JYOT,HASANWADI MAIN ROAD,NEAR TRISHUL CHOWK,RAJKOT 360002 in RAJKOT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.