IFSC Code of The Cooperative Bank of Rajkot Limited, Morbi Branch, Gujarat

Below are the complete branch details for The Cooperative Bank of Rajkot Limited, MORBI branch, located in MORBI, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is TCBR0000105. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TCBR0000105 for The Cooperative Bank of Rajkot Limited – MORBI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TCBR0000105 is the IFSC of The Cooperative Bank of Rajkot Limited's MORBI branch. The format is fixed: TCBR = bank code, 0 = reserved, 000105 = branch identifier.

Branch details at a glance

About the bank

The Cooperative Bank of Rajkot Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Morbi branch in Morbi, Gujarat is part of this network and uses the IFSC code TCBR0000105 for all electronic settlement.

About the Morbi branch

The Morbi branch of The Cooperative Bank of Rajkot Limited is situated at SAHKAR SADAN,RAVAPAR ROAD,MORBI 363641. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TCBR0000105 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Cooperative Bank of Rajkot Limited's MORBI branch came to be assigned the code TCBR0000105.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TCBR0000105, money simply cannot be routed to the MORBI branch electronically.

How to transfer money using IFSC TCBR0000105

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TCBR0000105 across all three.

NEFT to The Cooperative Bank of Rajkot Limited, MORBI using IFSC TCBR0000105

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TCBR0000105, and confirm that the system picks up The Cooperative Bank of Rajkot Limited – MORBI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MORBI

If you need to transfer ₹2 lakh or more in one go to an account at The Cooperative Bank of Rajkot Limited's MORBI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TCBR0000105 while initiating the transfer and the credit will appear within minutes.

IMPS to The Cooperative Bank of Rajkot Limited MORBI (IFSC TCBR0000105)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TCBR0000105 in your mobile or internet banking app, and the money is credited to the MORBI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TCBR0000105 for The Cooperative Bank of Rajkot Limited – MORBI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Morbi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC TCBR0000105

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Cooperative Bank of Rajkot Limited – MORBI is still mapped to IFSC TCBR0000105. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TCBR0000105 and the beneficiary's account number to complete the transfer.

Account types you can open at the Morbi branch

Once you have an account at The Cooperative Bank of Rajkot Limited – MORBI, the IFSC TCBR0000105 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Morbi branch can access most of The Cooperative Bank of Rajkot Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TCBR0000105

MICR & cheque-truncation details

Cheques drawn on the Morbi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TCBR0000105 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Morbi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TCBR0000105 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC TCBR0000105

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Cooperative Bank of Rajkot Limited – MORBI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TCBR0000105.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Morbi branch

The branch is located at SAHKAR SADAN,RAVAPAR ROAD,MORBI 363641, which puts it inside Morbi, the broader Morbi district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Cooperative Bank of Rajkot Limited Morbi branch” — the verified location pin for IFSC TCBR0000105 should appear at the top of the results.
2. Confirm the branch is open by calling 2822-230920 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TCBR0000105 and your account number.

Verifying IFSC TCBR0000105 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TCBR0000105 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2822-230920.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Morbi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TCBR0000105 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: TCBR0000105 is the IFSC code of The Cooperative Bank of Rajkot Limited, MORBI branch, in MORBI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.