IFSC Code of The Cooperative Bank of Rajkot Limited, Keshod Branch, Gujarat

If you are searching for the IFSC code of The Cooperative Bank of Rajkot Limited, KESHOD branch in KESHOD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is TCBR0000124. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KESHOD branch, and detailed step-by-step guides for using the IFSC TCBR0000124 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Cooperative Bank of Rajkot Limited – KESHOD is TCBR0000124. The first four letters TCBR are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000124 map to this branch in KESHOD, GUJARAT.

About the bank

The Cooperative Bank of Rajkot Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Keshod branch in Keshod, Gujarat is part of this network and uses the IFSC code TCBR0000124 for all electronic settlement.

About this branch

The branch is located at CHOVATIYA WADI,JUNAGADH-VERAVAL RAOD,KESHOD 362220. It serves the Keshod region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Cooperative Bank of Rajkot Limited. The IFSC TCBR0000124 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Cooperative Bank of Rajkot Limited's KESHOD branch came to be assigned the code TCBR0000124.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TCBR0000124, money simply cannot be routed to the KESHOD branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Cooperative Bank of Rajkot Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TCBR0000124 and the account number together uniquely identify the Keshod branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TCBR0000124

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TCBR0000124 across all three.

How to use IFSC TCBR0000124 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Cooperative Bank of Rajkot Limited's KESHOD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TCBR0000124.
4. Confirm the bank name auto-populates as The Cooperative Bank of Rajkot Limited and the branch as KESHOD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC TCBR0000124

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Cooperative Bank of Rajkot Limited – KESHOD, ensure your bank's portal accepts IFSC TCBR0000124 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Cooperative Bank of Rajkot Limited KESHOD (IFSC TCBR0000124)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TCBR0000124 in your mobile or internet banking app, and the money is credited to the KESHOD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Keshod

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TCBR0000124:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KESHOD is still linked to IFSC TCBR0000124.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Cooperative Bank of Rajkot Limited's KESHOD branch, the IFSC TCBR0000124 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Keshod branch is mapped to IFSC TCBR0000124 on the RBI payments network. The branch generally supports the full retail product catalogue of The Cooperative Bank of Rajkot Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TCBR0000124.

Banking services available

The Keshod branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2871-233155.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TCBR0000124

Online banking and IFSC TCBR0000124

The Cooperative Bank of Rajkot Limited customers can register for net banking and the bank's official mobile app once their account at the KESHOD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TCBR0000124 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Keshod branch

The branch is located at CHOVATIYA WADI,JUNAGADH-VERAVAL RAOD,KESHOD 362220, which puts it inside Keshod, the broader Keshod district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Cooperative Bank of Rajkot Limited Keshod branch” — the verified location pin for IFSC TCBR0000124 should appear at the top of the results.
2. Confirm the branch is open by calling 2871-233155 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TCBR0000124 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Cooperative Bank of Rajkot Limited – KESHOD:

• The IFSC is exactly TCBR0000124 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Cooperative Bank of Rajkot Limited as the bank name and KESHOD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Keshod are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TCBR0000124 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TCBR0000124 for The Cooperative Bank of Rajkot Limited – KESHOD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: TCBR0000124 is the IFSC code of The Cooperative Bank of Rajkot Limited, KESHOD branch, in KESHOD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.