IFSC Code of The Cooperative Bank of Rajkot Limited, Junagadh Branch, Gujarat

Below are the complete branch details for The Cooperative Bank of Rajkot Limited, JUNAGADH branch, located in JUNAGADH, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is TCBR0000111. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TCBR0000111 for The Cooperative Bank of Rajkot Limited – JUNAGADH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TCBR0000111 is the IFSC of The Cooperative Bank of Rajkot Limited's JUNAGADH branch. The format is fixed: TCBR = bank code, 0 = reserved, 000111 = branch identifier.

About the bank

The Cooperative Bank of Rajkot Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Junagadh branch in Junagadh, Gujarat is part of this network and uses the IFSC code TCBR0000111 for all electronic settlement.

Branch details at a glance

About the Junagadh branch

The Junagadh branch of The Cooperative Bank of Rajkot Limited is situated at SAHAKAR JSARDAR BHAVAN,MAHARSHI ARVIND MARG,JUNAGADH 362001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TCBR0000111 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Cooperative Bank of Rajkot Limited's JUNAGADH branch came to be assigned the code TCBR0000111.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TCBR0000111, money simply cannot be routed to the JUNAGADH branch electronically.

Account types you can open at the Junagadh branch

Once you have an account at The Cooperative Bank of Rajkot Limited – JUNAGADH, the IFSC TCBR0000111 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Junagadh branch can access most of The Cooperative Bank of Rajkot Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TCBR0000111

How to transfer money using IFSC TCBR0000111

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TCBR0000111 across all three.

How to use IFSC TCBR0000111 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Cooperative Bank of Rajkot Limited's JUNAGADH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TCBR0000111.
4. Confirm the bank name auto-populates as The Cooperative Bank of Rajkot Limited and the branch as JUNAGADH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JUNAGADH

If you need to transfer ₹2 lakh or more in one go to an account at The Cooperative Bank of Rajkot Limited's JUNAGADH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TCBR0000111 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Cooperative Bank of Rajkot Limited – JUNAGADH, use IMPS. With IFSC TCBR0000111 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Junagadh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TCBR0000111:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JUNAGADH is still linked to IFSC TCBR0000111.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TCBR0000111

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Cooperative Bank of Rajkot Limited – JUNAGADH is still mapped to IFSC TCBR0000111. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TCBR0000111 and the beneficiary's account number to complete the transfer.

Online banking and IFSC TCBR0000111

The Cooperative Bank of Rajkot Limited customers can register for net banking and the bank's official mobile app once their account at the JUNAGADH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TCBR0000111 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Cooperative Bank of Rajkot Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TCBR0000111 and the account number together uniquely identify the Junagadh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC TCBR0000111

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Cooperative Bank of Rajkot Limited – JUNAGADH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TCBR0000111.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Junagadh branch

The branch is located at SAHAKAR JSARDAR BHAVAN,MAHARSHI ARVIND MARG,JUNAGADH 362001, which puts it inside Junagadh, the broader Junagadh district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Cooperative Bank of Rajkot Limited Junagadh branch” — the verified location pin for IFSC TCBR0000111 should appear at the top of the results.
2. Confirm the branch is open by calling 285-2621313 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TCBR0000111 and your account number.

Verifying IFSC TCBR0000111 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TCBR0000111 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 285-2621313.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Junagadh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TCBR0000111, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TCBR0000111 belongs to The Cooperative Bank of Rajkot Limited's JUNAGADH branch, located at SAHAKAR JSARDAR BHAVAN,MAHARSHI ARVIND MARG,JUNAGADH 362001 in JUNAGADH, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.