IFSC Code of The Cooperative Bank of Rajkot Limited, Dakor Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Cooperative Bank of Rajkot Limited, DAKOR branch in DAKOR. The 11-digit IFSC TCBR0000121 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Cooperative Bank of Rajkot Limited at the DAKOR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Cooperative Bank of Rajkot Limited's DAKOR branch, the IFSC TCBR0000121 breaks down as follows: TCBR identifies the bank, 0 is the reserved character, and 000121 identifies this particular branch.

Branch details at a glance

Bank profile

The Cooperative Bank of Rajkot Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Dakor branch — IFSC TCBR0000121 — extends the bank's services to customers in and around Dakor, Gujarat.

About this branch

The branch is located at LAXMIJIROAD,NEARTEMPLE,DAKOR388225. It serves the Dakor region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Cooperative Bank of Rajkot Limited. The IFSC TCBR0000121 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Cooperative Bank of Rajkot Limited's DAKOR branch came to be assigned the code TCBR0000121.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TCBR0000121, money simply cannot be routed to the DAKOR branch electronically.

How to transfer money using IFSC TCBR0000121

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TCBR0000121 across all three.

NEFT to The Cooperative Bank of Rajkot Limited, DAKOR using IFSC TCBR0000121

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TCBR0000121, and confirm that the system picks up The Cooperative Bank of Rajkot Limited – DAKOR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DAKOR

If you need to transfer ₹2 lakh or more in one go to an account at The Cooperative Bank of Rajkot Limited's DAKOR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TCBR0000121 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Cooperative Bank of Rajkot Limited – DAKOR, use IMPS. With IFSC TCBR0000121 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TCBR0000121 for The Cooperative Bank of Rajkot Limited – DAKOR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dakor branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC TCBR0000121

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Cooperative Bank of Rajkot Limited – DAKOR is still mapped to IFSC TCBR0000121. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TCBR0000121 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Dakor branch is mapped to IFSC TCBR0000121 on the RBI payments network. The branch generally supports the full retail product catalogue of The Cooperative Bank of Rajkot Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TCBR0000121.

Products and services

Customers walking into the Dakor branch can access most of The Cooperative Bank of Rajkot Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TCBR0000121

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Cooperative Bank of Rajkot Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TCBR0000121 and the account number together uniquely identify the Dakor branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC TCBR0000121

The Cooperative Bank of Rajkot Limited customers can register for net banking and the bank's official mobile app once their account at the DAKOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TCBR0000121 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Cooperative Bank of Rajkot Limited – DAKOR:

• The IFSC is exactly TCBR0000121 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Cooperative Bank of Rajkot Limited as the bank name and DAKOR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Dakor branch

The branch is located at LAXMIJIROAD,NEARTEMPLE,DAKOR388225, which puts it inside Dakor, the broader Dakor district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Cooperative Bank of Rajkot Limited Dakor branch” — the verified location pin for IFSC TCBR0000121 should appear at the top of the results.
2. Confirm the branch is open by calling 2699-244234 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TCBR0000121 and your account number.

Verifying IFSC TCBR0000121 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TCBR0000121 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2699-244234.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dakor branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TCBR0000121, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TCBR0000121 belongs to The Cooperative Bank of Rajkot Limited's DAKOR branch, located at LAXMIJIROAD,NEARTEMPLE,DAKOR388225 in DAKOR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.