IFSC Code of The Burdwan Central Co-operative Bank Ltd, Seharabazar Branch, West Bengal

Use this page as a one-stop reference for everything related to The Burdwan Central Co-operative Bank Ltd's SEHARABAZAR branch in SEHARABAZAR, WEST BENGAL. The branch's IFSC code BUCB0000105 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BUCB0000105 is the IFSC of The Burdwan Central Co-operative Bank Ltd's SEHARABAZAR branch. The format is fixed: BUCB = bank code, 0 = reserved, 000105 = branch identifier.

About the bank

The Burdwan Central Co-operative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Seharabazar branch in Seharabazar, West Bengal is part of this network and uses the IFSC code BUCB0000105 for all electronic settlement.

Branch details at a glance

Seharabazar branch overview

Located at P O - SEHARA DIST - PURBA BARDHAMAN PIN CODE - 713423, the Seharabazar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BUCB0000105 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Burdwan Central Co-operative Bank Ltd's SEHARABAZAR branch came to be assigned the code BUCB0000105.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BUCB0000105, money simply cannot be routed to the SEHARABAZAR branch electronically.

Products and account variants supported

Every account opened at the Seharabazar branch is mapped to IFSC BUCB0000105 on the RBI payments network. The branch generally supports the full retail product catalogue of The Burdwan Central Co-operative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BUCB0000105.

Products and services

Customers walking into the Seharabazar branch can access most of The Burdwan Central Co-operative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BUCB0000105

How to transfer money using IFSC BUCB0000105

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BUCB0000105 across all three.

NEFT to The Burdwan Central Co-operative Bank Ltd, SEHARABAZAR using IFSC BUCB0000105

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BUCB0000105, and confirm that the system picks up The Burdwan Central Co-operative Bank Ltd – SEHARABAZAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SEHARABAZAR

If you need to transfer ₹2 lakh or more in one go to an account at The Burdwan Central Co-operative Bank Ltd's SEHARABAZAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BUCB0000105 while initiating the transfer and the credit will appear within minutes.

IMPS to The Burdwan Central Co-operative Bank Ltd SEHARABAZAR (IFSC BUCB0000105)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BUCB0000105 in your mobile or internet banking app, and the money is credited to the SEHARABAZAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Seharabazar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BUCB0000105:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SEHARABAZAR is still linked to IFSC BUCB0000105.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Burdwan Central Co-operative Bank Ltd's SEHARABAZAR branch, the IFSC BUCB0000105 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BUCB0000105

The Burdwan Central Co-operative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the SEHARABAZAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BUCB0000105 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Burdwan Central Co-operative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BUCB0000105 and the account number together uniquely identify the Seharabazar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Burdwan Central Co-operative Bank Ltd – SEHARABAZAR:

• The IFSC is exactly BUCB0000105 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Burdwan Central Co-operative Bank Ltd as the bank name and SEHARABAZAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Seharabazar branch sits at P O - SEHARA DIST - PURBA BARDHAMAN PIN CODE - 713423. If you are travelling from outside Seharabazar, search for the branch on a maps application using the bank name and locality, or call 9046012105 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BUCB0000105 and your account number.

Verifying IFSC BUCB0000105 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BUCB0000105 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9046012105.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Seharabazar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BUCB0000105 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BUCB0000105 is the IFSC code of The Burdwan Central Co-operative Bank Ltd, SEHARABAZAR branch, in SEHARABAZAR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.