IFSC Code of The Burdwan Central Co-operative Bank Ltd, Satgachia Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Burdwan Central Co-operative Bank Ltd, SATGACHIA branch in SATGACHIA. The 11-digit IFSC BUCB0000112 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Burdwan Central Co-operative Bank Ltd at the SATGACHIA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BUCB0000112 is the IFSC of The Burdwan Central Co-operative Bank Ltd's SATGACHIA branch. The format is fixed: BUCB = bank code, 0 = reserved, 000112 = branch identifier.

Branch details at a glance

About the bank

The Burdwan Central Co-operative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Satgachia branch in Satgachia, West Bengal is part of this network and uses the IFSC code BUCB0000112 for all electronic settlement.

About the Satgachia branch

The Satgachia branch of The Burdwan Central Co-operative Bank Ltd is situated at P O - SATGACHIA DIST - PURBA BARDHAMAN PIN CODE - 713422. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BUCB0000112 is used.

Why every The Burdwan Central Co-operative Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SATGACHIA of The Burdwan Central Co-operative Bank Ltd — its own 11-character IFSC. The code BUCB0000112 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BUCB0000112 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BUCB0000112

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BUCB0000112 across all three.

NEFT to The Burdwan Central Co-operative Bank Ltd, SATGACHIA using IFSC BUCB0000112

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BUCB0000112, and confirm that the system picks up The Burdwan Central Co-operative Bank Ltd – SATGACHIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SATGACHIA

If you need to transfer ₹2 lakh or more in one go to an account at The Burdwan Central Co-operative Bank Ltd's SATGACHIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BUCB0000112 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Burdwan Central Co-operative Bank Ltd – SATGACHIA, use IMPS. With IFSC BUCB0000112 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Satgachia

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BUCB0000112:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SATGACHIA is still linked to IFSC BUCB0000112.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Burdwan Central Co-operative Bank Ltd's SATGACHIA branch, the IFSC BUCB0000112 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Satgachia branch is mapped to IFSC BUCB0000112 on the RBI payments network. The branch generally supports the full retail product catalogue of The Burdwan Central Co-operative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BUCB0000112.

Banking services available

The Satgachia branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9046012112.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BUCB0000112

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Burdwan Central Co-operative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BUCB0000112 and the account number together uniquely identify the Satgachia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Satgachia branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BUCB0000112 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC BUCB0000112

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Burdwan Central Co-operative Bank Ltd – SATGACHIA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BUCB0000112.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Satgachia branch

The branch is located at P O - SATGACHIA DIST - PURBA BARDHAMAN PIN CODE - 713422, which puts it inside Satgachia, the broader Purba Bardhaman district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “The Burdwan Central Co-operative Bank Ltd Satgachia branch” — the verified location pin for IFSC BUCB0000112 should appear at the top of the results.
2. Confirm the branch is open by calling 9046012112 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BUCB0000112 and your account number.

Verifying IFSC BUCB0000112 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BUCB0000112 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9046012112.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Satgachia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BUCB0000112 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BUCB0000112 is the IFSC code of The Burdwan Central Co-operative Bank Ltd, SATGACHIA branch, in SATGACHIA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.