IFSC Code of The Burdwan Central Co-operative Bank Ltd, Natunhat Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Burdwan Central Co-operative Bank Ltd, NATUNHAT branch in NATUNHAT. The 11-digit IFSC BUCB0000115 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Burdwan Central Co-operative Bank Ltd at the NATUNHAT location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Burdwan Central Co-operative Bank Ltd – NATUNHAT is BUCB0000115. The first four letters BUCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000115 map to this branch in NATUNHAT, WEST BENGAL.

Branch details at a glance

Bank profile

The Burdwan Central Co-operative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Natunhat branch — IFSC BUCB0000115 — extends the bank's services to customers in and around Natunhat, West Bengal.

Natunhat branch overview

Located at P O - NUTANHAT DIST - PURBA BARDHAMAN PIN CODE - 713147, the Natunhat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BUCB0000115 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Burdwan Central Co-operative Bank Ltd's NATUNHAT branch came to be assigned the code BUCB0000115.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BUCB0000115, money simply cannot be routed to the NATUNHAT branch electronically.

How to transfer money using IFSC BUCB0000115

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BUCB0000115 across all three.

How to use IFSC BUCB0000115 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Burdwan Central Co-operative Bank Ltd's NATUNHAT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BUCB0000115.
4. Confirm the bank name auto-populates as The Burdwan Central Co-operative Bank Ltd and the branch as NATUNHAT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BUCB0000115

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Burdwan Central Co-operative Bank Ltd – NATUNHAT, ensure your bank's portal accepts IFSC BUCB0000115 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Burdwan Central Co-operative Bank Ltd NATUNHAT (IFSC BUCB0000115)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BUCB0000115 in your mobile or internet banking app, and the money is credited to the NATUNHAT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Natunhat

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BUCB0000115:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NATUNHAT is still linked to IFSC BUCB0000115.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BUCB0000115

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Burdwan Central Co-operative Bank Ltd – NATUNHAT is still mapped to IFSC BUCB0000115. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BUCB0000115 and the beneficiary's account number to complete the transfer.

Account types you can open at the Natunhat branch

Once you have an account at The Burdwan Central Co-operative Bank Ltd – NATUNHAT, the IFSC BUCB0000115 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Natunhat branch can access most of The Burdwan Central Co-operative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BUCB0000115

MICR & cheque-truncation details

Cheques drawn on the Natunhat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BUCB0000115 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BUCB0000115

The Burdwan Central Co-operative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the NATUNHAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BUCB0000115 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC BUCB0000115

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Burdwan Central Co-operative Bank Ltd – NATUNHAT, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BUCB0000115.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Natunhat branch

The branch is located at P O - NUTANHAT DIST - PURBA BARDHAMAN PIN CODE - 713147, which puts it inside Natunhat, the broader Purba Bardhaman district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “The Burdwan Central Co-operative Bank Ltd Natunhat branch” — the verified location pin for IFSC BUCB0000115 should appear at the top of the results.
2. Confirm the branch is open by calling 9046012115 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BUCB0000115 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BUCB0000115 for The Burdwan Central Co-operative Bank Ltd – NATUNHAT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Natunhat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BUCB0000115, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BUCB0000115 belongs to The Burdwan Central Co-operative Bank Ltd's NATUNHAT branch, located at P O - NUTANHAT DIST - PURBA BARDHAMAN PIN CODE - 713147 in NATUNHAT, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.